Top 10 English Idioms for Loan Interviewers and Clerks

Top 10 English Idioms for Loan Interviewers and Clerks 1. 'In the Red' Our first idiom, 'in the red,' refers to a financial situation where expenses exceed income, resulting in a loss. This term originated from the practice of using red ink to indicate negative amounts in financial records. So, if you hear someone say, 'Our company has been in the red for the past quarter,' you know they're talking about a period of financial difficulty. 2. 'Cash Cow' Next up, we have the idiom 'cash cow.' This term is used to describe a product, investment, or business that consistently generates significant profit. Just like a cow that provides a steady supply of milk, a cash cow is a reliable source of income. For example, a popular smartphone model might be a cash cow for a tech company, bringing in substantial revenue year after year. 3. 'Cook the Books' Moving on, we have 'cook the books.' Now, this idiom might sound a bit unusual, but it's widely used in finance. 'Cooking the books' refers to the act of manipulating financial records or accounts to present a false or misleading picture of a company's financial health. Needless to say, this is highly unethical and, in many cases, illegal. 4. 'Golden Handshake' Our next idiom, 'golden handshake,' is often heard in the context of executive compensation. It refers to a generous financial package or benefits given to an executive or employee upon their departure from a company, usually as a form of gratitude or to ease the transition. Think of it as a 'goodbye gift' for their years of service. 5. 'Penny Pincher'