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Spanish Residency & Tax Planning | Pellicer and Heredia
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Oct 29, 2024
More Residency and Visa Options for UK Nationals in Spain are discussed here with Ignacio from Pellicer & Heredia, along with Spanish taxation rules and deadlines. Every other Wednesday morning, your international lawyers based on the Costa Blanca are in chatting with Moody about the latest legal issues affecting those living in Spain...or those who wish to continue living in Spain post Brexit. There's lots about residency in here, plus the different options - including Golden Visas - available to non-residents. You can read about these in detail at www.visaspain.today or see www.alicantelawyers.es Be sure to Like 👍 this and Subscribe to our channel if you found it useful. Website: http://www.bayradio.fm/ Mobile App: https://app.appinstitute.com/yddcc Facebook: https://www.facebook.com/BayRadioInSpain Twitter: https://twitter.com/bayradioinspain Instagram: https://www.instagram.com/bayradiospain/
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[Music] this is bay radio this is bay radio then it's at 10 14 mainland spain 9 14 the uk and the
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canaries and delighted to welcome back ignacio and already there's another couple of weeks flown by
0:12
and thank you for coming back in because i know you're busy have to travel quite a bit to get here as well sometimes that's right good morning buddy yes uh
0:19
we we're just driving all over the province and and and to sketch all these this is it's quite quite accurate actually
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but um it's doing these i think because we do get a good response and we hear from plenty of people and their genuine concerns particularly
0:33
expats at the moment with that in mind you of course pathan already um alicante lawyers.es so international
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lawyers based on the costa blanca been able to represent just about everywhere what i wanted to mention first because we covered
0:48
that i think the last couple of times we got a lot of focus on residency issues and visas that sort of thing
0:54
but um not everyone gets accepted of course they've applied for their tie what happens when they get rejected yeah
1:02
that's where you come in i suppose because you need to take it to court yes that's that's basically correct
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actually in the old days people didn't think that was a possibility and and it was very unlikely
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to to to have it rejected now the problem we had was that there is a due date and um
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and unfortunately they're getting strict and restricted that doesn't mean they're correct because as you know moody this is just police
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station a strong area for an office they are administration and they just
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make a decision on our criteria but we need to understand that this criteria
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is has to be followed by by the applicable law of a stronghold right which is quite strict quite uh
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square and if they don't attend to to
1:51
reasons or or something sensible it will have to be contested now the
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procedure that we're following now um because i don't know if you heard moody but there is a lot of people that have been
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being rejected you know probably because they lodge it late or because there is an issue the first
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thing i will i would like to say to these people um try to lodge it and enforce your
2:15
rights as simple as that because the strong heavy office might be wrong for example one common uh problem we're
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having and i'm saying a lot is um patron right padron
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people who was living in spain didn't register on the patreon before the 31st of december
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okay that's something which i completely disagree uh i've been talking to two different
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people uh some professors as well about their interpretation and thing and they consider that's completely
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wrong but please just reject the application the strong areas so what they need to do
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is appeal the decision and they have two options moody they have 30 days to
2:58
to natural days to appeal the decision so they will re the police will review
3:03
the application once they review the application they will get back to them which is likely uh to say
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similar uh argument and then you've got the option to take it to the high court in alicante
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because that's the only option i mean if if people are in the alicante province it will be alicante
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if people are in malaga then malacca and mulcia so every different province has their own
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tribunal it's contentious administrative which is administrative uh high court in
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the province and my experience personally and then you will need a barrister and a court runner to
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represent you to take you further we've been having a lot of experience with with these kind
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of cases and the reason why mood is because we've been doing this immigration department
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for many years prior to british so you could understand some people from united states australia
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and they have these problems so you end up there is two different tribunals the one
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if you are applying for a visa from abroad you go through the spanish consulate let's
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say now in the uk um united states whatever whatever country
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okay and then if it's rejected then you need to take you need to do the same appeal before
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the consulate in spain before strangeria and then after that the difference is if
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you're abroad is in madrid the high court is in madrid okay and the one here which is probably the
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existing problems that we're having people not having the insurance in place you know i don't know what kind of uh
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comments you had on the on the audience but basically was padron we've had yeah we've had one or two where it's not been
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maybe people have got private health insurance but it's not suitable some of them aren't acceptable to the to the police right
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probably i just might consider it that that uh coverage was not extend enough that
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was not wide enough it is to have the same coverage of the social security
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right right so but it's very specific and i think this is as simple as you speaking to the provider
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uh the health insurance and say i need it for this purpose and it needs to be covered so through their legal representative
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they need to make sure that the insurance is the one that is really
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uh for living in spain yes i think many of the insurance companies have made sure that they are
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you know making that clear that this is suitable for residency so but but the the main unfair
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and i consider it um unreasonable um reason here
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is a pattern i mean the pattern doesn't prove your resident the patron is just to
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prove or an evidence that there is a good way
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to prove that you're living here but it's not the only one so what i'm doing now moody for those
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clients who came the very last minute didn't have the chance because you remember patrons in the town hall were
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very busy coverage and things and they couldn't make it which i consider unreasonable as
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well to to say now you don't get the ti because of the pattern now what i'm doing and i encourage
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people to do the same is to bring all the evidence that you were resident in spain for
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example utility bills neighbors witness statements that you've
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been living here um just if you have the children's to put these children to school
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uh statement from the director head teacher um you know whatever you can do whatever
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you could do because now is the time for you to say okay i don't have the pattern for different reasons but that doesn't
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mean i was not resident okay and if they could take all these evidence
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before this trunk area office for them to consider it i think that will be the way forward or
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alternatively what they could do is take it the case straight away to the courts you know and i feel quite positive that
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they will be successful okay i know it is costing money it takes time the average time um moody is taking for
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a cool case it will be an average of a year minimum of a year wow yeah what i will
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recommend people to ask as well for a measure are not being deported
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so when you make the application there is a preliminary measure that you apply
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to the courts to say you're in the process so you cannot be deported by any reasons so that's what we call medical
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delay which is a preliminary measure and then you have the other one so it's
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important advice yes i think i did ask you that last time i think it was the last time you were in so what happens if you're waiting if
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it's taking a year what do you do in the meantime can you stay yeah because you might not be able to come back yeah if
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that's right i wouldn't recommend them to leave i would recommend them if possible uh but that will be probably
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my the fastest probably depending on their case i would probably not even take it to a strong here i will take it straight
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away to court because otherwise you're going to waste another two or three months with nothing in your hand yeah this way
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if you lodge the case through the stronghs through the administrative court in alicante here
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then you could apply for a measure for you to stay here while it's being
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resolved and the good thing on the hearing murray you can bring witnesses i mean i i do
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encourage people to have witness statements uh even take it to the notary
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etc etc but even if you want to bring on the day of the hearing which it
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doesn't have to be a hearing but i think i will recommend to have a hearing
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so people could make clear that you've been living in spain for these and this you know uh
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and period but it's very important all these things i'm saying here that is very important because it's crucial for
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a lot of people yeah do you get the idea that i'm taking the airports particularly as an example
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that there is still a bit of confusion about what is acceptable and what isn't so if you're dealing with even like individual police officers
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they may not have there may be something that comes up and think well that's not what we need but in fact in
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actual fact it is acceptable do you mean assuming flying over to alicante yes maybe yeah i
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mean they've been let on the plane obviously in england perhaps for example but then get to spain and say no this is this is
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not good right now well to get to spain here you need the residential the green one
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or jose ta yeah right this tube will be more than enough but the yes but if you don't have those the embassy did say that um you know if
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you've got enough proof yes that you've maybe got your application in a letter from your lawyer but those have been turned away at some
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time yes i mean correct correct uh yeah there is no as as you said there is
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no specific thing and and then the unfortunate thing is you need to be relying on who's going to be the
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policeman who's going to look to your paperwork because he's going to do his criteria or his boss or whatever
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um yes i've done some letters to our clients to come over here they didn't have a
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problem that doesn't mean that they could have a problem one day because because now in community
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valencia you know because of covet we blocked yeah and this is one of the reason if you fly
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over and you don't have a reason uh like a resident reason um you're not allowed to come so
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that's the way where we are yes um but yes uh i will recommend them to
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speak to their lawyer if the lawyer deals with immigration if not uh i'm happy to even answer
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to their questions if i could be your help i did invite questions and i had maxine come through um who has got a son
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he's 23 abroad at the moment actually in japan and asking about his residency can they
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apply both parents of residence here in spain so they're sorted but can they apply on his behalf at 23
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years old he may be having trouble getting back into spain right the first thing is if the
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parents are british and they've got their tie and they are protecting their withdrawal agreement
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then um they could they will eventually qualify to apply for paperwork
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but based on family grouping the problem i i find here murray is that he's 23
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and the protection is up to 21 and if you're over you need to prove he's a dependent
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so the application will have to be made by him i mean i mean for example we
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could do it on him on his behalf through the online but he will need to come over here for the fingerprint
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and everything okay the key of this case will be proving
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he's really a dependent so the key of the case will be financial so transfers from parents to
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him living abroad um because that's the only way forward sure what i mean i believe
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from what i know he has lived here before maybe even went to school here would that make any difference right okay well a good question is
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whether he probably had the patron and he proved he was resident but i don't think
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because he was in japan and probably you know it will be very hard i think the best way forward
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is family grouping and to prove he's a dependent failing that
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um the only option he will have is to apply for a student visa from the spanish consulate and it's it
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will be quite straightforward but it's really to study and then you could renew
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that visa and even if you need to work you could apply for that there is another type of
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visa array right which i could be thinking of
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but he's is he's a lot moody about paperwork so he's really we need to sit down and
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see what they have in their hands what kind of evidence they have to prove he was really a raising because
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after three years being a resident in spain you can still apply for social ties
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right but you need to have the patron you need to have a lot a lot of evidence you know a lot of evidence to to apply for that but that's
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a different type of residency which is arrival okay we didn't touch that because that's the
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complex one this is one one the rest of them and didn't work um but yes but it's an option yes and
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with the details are on the the dedicated website and they visas spain.today
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a few times yeah we're uploading here a lot of information about visas and my advice to everyone who's
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listening is for them if they're living in spain to register on the patreon because it's bureaucracy
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as simple as that is just a way for you to prove you being in the system um even through the tax system and you
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never know but that kind of evidence will be very useful some people thought the padre was not
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probably very important and now you are finding out all these obstacles
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that the administration just put onto you which it doesn't mean they're right but they give you more hassle so so if
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you're living in spain try to register padron doesn't happen it doesn't doesn't matter whether you
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leave later on and you register but i think it's about protecting rights and i think it's good for them mm-hmm
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well the last couple we've done as i say covered a lot of the visa stuff yes residency so if you want to look back on those they're on our website bayradio.fm
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or follow the link to uh patha and already up so uh should we get on to taxes then because this is something you said we
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should make sure you're in that period now aren't we happy yes actually uh i would like to send reminders to people because uh
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i i get a lot of questions um and i think is is always important to do summaries people
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now with residencias and they need to make sure and understand when are they becoming
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tax rates in spain what day is the starting date to become tax resident spine
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spine will not put you into the system until six months after you have your residencia
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okay the tax office doesn't allow you i mean i'm not i cannot connect somebody into the
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system unless their residency is being already more than six months okay okay two
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important things i will tell you pieces of advice for you to use in the future
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one try to inform the uk that you left spain so um when you come over to spain
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trying to contact inland revenue to tell them that you are no tax coach anymore okay
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try to comply with their requirements and there is one form which is the fd9 form which you will fill in here
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which you do in english and spanish you send it off to the uk and they will put you into a system
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where you are no tax code so they will give you the money back from the date you are registering in
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spain the this is cat 22 you will not be able to fill in this form
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unless you go to the tax office and the tax office will not allow you until six months so so first residencia
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second fiscal certificate saying you're in the system in spain
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three fd9 form which is the form you fill in um you could download it or i could send
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them to them to comply spanish and english stand by the tax office in spain and then you
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send it off to the uk to deregister over there so you don't pay double they're in the dual tax title
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right right that's very important and um and then if you have a lot of
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issues about doing these things by the book you should be fine okay then once you've got that and you went
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through all this process and you are in a calendar year in spain it goes from january to
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december yes they do it it's a sensible way and it's easy to remember
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not the april to april yes yes and that's the only thing that some people might have questions about i'm
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register here and register there but bottom line here moody after the 1st of july if you came
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and arrived here you'll be less than 183 days in spain yes so that basically proves and now
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especially with passport controls etc etc is very easy to prove you are a non-resident so people coming after july and staying
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for long will be non-resident for this year 2021 yes for the rest of the year of course
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after july yeah then you've got residential let's say for those who are applying now for visas
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they're coming over i always say to them depending on the time you're going to come here and arrive
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it will really determine whether you're going to become a tax president let's say you were a tax resident this
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year and the next year you need to do from january to march to 7 20 if applicable and then from april to
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june where we are now is the tax return okay yes if you i i know it's a thick subject and i did
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put an article in our website if you go into peritera
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dot com alicante lawyers. yes it will convert you straight and it says
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if you click here it says what we do taxes and then you have modelo 720
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la renta and taxes in spain i recommend them to read because this is quite specific um about this year
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every year we update it because um it's different but just the bottom line for them to
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know if they are receiving money from abroad earning as an income
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over 14 000 euros let's say pension money i have one two three pensions over 14
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000 euros you're obliged if you only receive that you're obliged to declare it if you go over if you go
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below you don't have to but might be worth it even though it's a zero tax return might be worth it to prove
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because there's another document to prove for residency and things like that yeah that you filed that you are residents
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banks so that's why we insisted a lot uh in the old days even people do not comply or they're not obliged to
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do the tax return it's always good it's like the pattern is a good thing to to do you're showing something yeah
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even if you don't you don't know them any money yeah that's right and um and then the allowances
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as well i just mentioned here depending on the age you have some allowances some people
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i may give you some tips even in the in the blog you can read a lot of tips about taxes
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in spain yes i'm just looking at that now so if on the website if you go to the blog and just there's a drop down menu from from that
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as well where you can go to taxes uh loads of useful articles there for you and of course you've got webinars
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coming up which we'll talk about in just a while here um but yes anything to guide you through
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yes um there is certain things that i could just uh remind them i did mention here
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the percentages how it works a lot of people say how does it work how do they tax me etc i know it's quite complex you know but
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trying to make it simple you've got the taxable amount 2020 up to twelve thousand four hundred and fifty
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nineteen percent and then it goes on on depending on your income okay so you've got that sliding scale
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and another important thing for them to know is tax taxable saving amounts okay because you
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are going to be taxing two things on your income and on savings savings when we talk
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about savings on always interest or profit on dividends
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right that's important well you're not getting much interest on savings at the moment of course for the banks but maybe dividends and that the likes yeah
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the pension funds um that you put your money if you grow and you withdraw money now
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money is something important to tell people as well be careful when you withdraw money
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because they get some i will say i don't know if it conflicting advice or probably just to
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rumors and a lot of people in the old days did cash the money being tax resident it's very important
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they do tax planning because as a non-resident you could say i'm going to spain i
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withdraw money and i will not pay taxes in the uk because some of them they say you don't
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pay to certain amount of limit you don't pay taxes in the uk but you need to worry as well whether you're going to pay here
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if you are a no tax code here in spain there is no problem so let's say you withdraw 50 000 euros because you're planning to
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buy property etc and you do while you're non-resident that's not taxable here okay okay that's important for people to
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know but some people might do while they're a resident
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right and then here you have the scale yeah here you have the 19 21 and 23
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uh depending on the sliding scale so all these tax planning things is very important i mean
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we've been doing a lot of consulting here uh consultation um about tax planning and i think it's
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the best people could do i mean the work the amount of money you could save only doing it you know going to an expert
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and and and doing it things because the good thing of the tax is very square so you could do it when
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it's a due date or you could do it in advance if you do in advance you already have the answer yeah so you could control
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your finance and do one thing or not not really do what you probably would do
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you know it's like i'm going to withdraw money well probably is it good for you or how
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much are you going to pay yes so you know in advance is i think is quite important for them to do
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could you just run over the rates again sorry so it's up to 12 and a half thousand what 19 yeah the taxable amount you
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talking about the income or the savings um i guess your income your income taxable yeah after 14 000 euros
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you're obliged to launch your you i'm talking about people with pensions right because if you're working in spain
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and you're only working for one employee they always tax your source so
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in spain if you're working here you're being taxed at source so if you only have one pair one boss
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and you don't reach 22 000 euros since you being taxed on a monthly basis you're not obliged now because if you're
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on contract yes be careful here because some people say well i'm not obliged to do my tax return well probably you you'll do a rebate
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a lot of people are having a rebate based on their personal circumstances let's say you work but your wife doesn't and your
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wife is giving you all the allowances to you and they are taxing you high which is
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being quite common here on on on certain cases let's say teachers you know teachers
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they just come from from abroad come over here they don't know much about these things and i just had even teachers that are
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living some teachers lay left actually i'm dealing with one case um they said
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well no i'm not going to do the tax even though it was tax present because i'm not anymore here i said well first you need to do because you were
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tax resident even though you left on the 4th of july so you were more than 183 and two you've
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been taxed at source here you've been taxed by your employee
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and probably you do a rebate and she's getting 4 800 euros rebate so so
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it's important yes i'll tell you one thing um the brits particularly notice when they they do switch to paying tax in spain is
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the allowance is a lot lower yeah for individuals yeah and we're talking like five five and a half thousand
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around there yeah yes i agree if you live here if you read the article you will see the
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allowance i did publish um they're not very much the minimum 5500 euros then when you go on 65
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it seven goes but you had an extra two thousand euros allowance if you're
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receiving money from pensions right so the the heartbeat is a minimum five thousand
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five hundred for people that you meet that work which is very low if you have children you have an extra allowance if your wife
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or your husband doesn't work uh then you have an extra allowance it is based in spain is based on personal
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circumstances and in the uk i think there is a minimum threshold here it's like 12 and a half thousand for an individual
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and a single person yeah probably the live over there is a bit more expensive and i guess so yeah you know and uh but yes
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i mean i will definitely prefer a lower one i mean a better treatment from the tax office
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could you see that changing should we encourage more people maybe trying to you know become self-employed i know they're looking at the autonomous
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payments um but maybe if the single person's threshold was was put up a little bit well it might
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encourage more people to to take things on well the thing is today i watch on the news
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uh that pedro sanchez was publishing 236 measures within six
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years i really don't know whether they are doing something about enterpreneurs i
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probably you'll be able to read it i haven't had time to read it today yeah but i just hope they try to promote
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people self-employed is the motto of the of the economy um and i really believe
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they should be more flexible with taxes i i would definitely especially with young
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people because that's where the problem is isn't it with unemployment um what do they do sometimes it is prohibitive you know
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going on another one autonomous prohibited i always say even though now there is a system that you have the 50 year olds
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during six months actually this is something yeah but it's very square you know because
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you end up painting 180 and and to be honest how much i know you
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cover that with 280 something you will cover your health your further pension if you carry on working
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and then the family health as if you are four or five six it doesn't matter so murray is is not really equal let's
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put it this way and autonomous a young guy who start to put a business just even teaching i i have some teachers
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i want to teach some spanish or english it's not even worth it to to get register yourself because it
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costs you money yeah and this is what they haven't thought or probably i don't know what they're thinking of
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because uh we really need to help the economy from the basis on the real basis and the
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real basis people trying to to create jobs work and and and that's why i think we
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are a bit square with the system i mean 285 okay it could be a lot of money for one that starts it
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could be a lot very little for one yeah who's doing very well mm-hmm exactly yeah the women paying the same
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it's uh dropping the ocean for some people yeah yeah as you say it does cover a lot but if you can work up to that but um
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it's it's sometimes especially recently when times have been tough um i know you get help but
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still it's it's a lot to pay each other yeah i think this should encourage um the the entrepreneurs economy
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the self-employed people who's the motor i mean you you go around here pretty much everyone will be
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self-employed you know the bars the restaurants uh well they had to put i think at the bars um did have to put the people on
28:30
contract because they did go around and inspect a lot of people i'm talking the owners the owners right always self-employed
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yes yeah the rest yes i agree the rest are on contracts yeah there is definitely but uh most of the
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majority economy i mean spain says 95 percent is autonomous that's what
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that's the figures they bring so but no government so far
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had promoted very much to to a point um what you were saying being very very
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reasonable to these people who are starting yeah is that is that um kind of spain you know having a more
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traditional outlook the way things have been taking time to to change to the sort of modern economy and the way things work
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because you know he had jobs in the family maybe they took over the farm or whatever yeah i don't know maybe that's me being
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a stereotype thing but it's i wouldn't i wouldn't be able to answer why we are
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so square with this system um i don't know i really don't know i don't
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i don't find it fair to either party you know because well they could think well 283
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if you want to contribute more you could contribute because you could pay extra or you could do a pension pension fund
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yeah you know but um but i'm just more on people who are creating jobs
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yeah i mean what about these people people moving from abroad starting from zero uh what about these
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people you know i think they should be and no government even with the real estate you know bum and
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things like that even when we were doing good i haven't seen incentives incentives right good enough you know
30:11
and and today is being i don't know it could be probably great that they are
30:16
informing now of all these measures i will hope so they are giving i don't know how many millions to the
30:21
touristic sector yes you'll watch on the news today they say
30:27
is one of the biggest planned ever we'll see we shall have it in our spanish news later no doubt one thing i was going to
30:33
mention um because it's come up recently is if you do maybe deregister from the uk start
30:39
paying tax in spain might be worth if you especially if you've been there a while keeping up your national insurance payments back in the uk towards your
30:45
pension because um that when you retire it's a handy little bonus 9 000 and something
30:51
yes yes if you leave off you'll get a certain amount but it won't be the maximum amount and it does it's not a lot the national insurance a couple of
30:56
pounds a week or month or whatever it is but i think it's good advice uh actually you can have you can build up to your
31:02
spanish question and have that as well yeah you could do planning on your pension you could have your private
31:08
pension here through your bank or your financial advisor you could have the social security which
31:14
is compulsory and it covers your health which is the autonomous or if you're on a contract whatever
31:21
normally uh the social security here that people pays 37 average of your salary so it's a lot of
31:27
money money is a lot of money um and then you've got the option to carry on in the uk and i advise probably
31:34
to do it because it's always good it's a good return i'm not sure whether they will be able
31:39
to comply with uh now they were until the 31st of december they were
31:44
unifying the two pensions you could unify two pensions i'm not sure whether they will be able to do it afterwards you'll have to get
31:51
paid by by spaying and in the uk yes but you would you will be able to get this yeah it'll be able to come this way yes yes
31:58
well if we're talking uh income tax then there is a webinar coming up that's exactly a week's time isn't it yeah
32:03
the 21st yes we're doing one webinar about taxes because there is a lot and i think it's good to be early so people
32:10
do things i always encourage people to do it even everything before the 31st of
32:16
december every year so they know exactly what they're going to pay that's a good advice because you'll have
32:21
all the figures roughly you'll have all the figures and you will know exactly how much you'll pay the thing is in the spring we do in
32:28
april right yeah i mean it's it's the same in i guess in the uk you can start you can
32:33
put your tax return in straight away the next day you know after the in april the 6th whenever it is but um
32:39
and it means you've got time to pay the amount you owe what i mean for example if i'm going to pay x amount of
32:45
money on tax there are ways to minimize for example this year they did reduce it
32:51
this year i'm talking about 2021 2020 for example the pensions you could pay
32:57
into a pension price pension fund 8 000 euros so that will minimize your tax
33:04
okay that's now this year they did reduce up to 2 000 euros to invest into a pension fund
33:10
uh spanish plan de pensiones right and um and they will give you
33:15
allowances so what i'm saying if there is a way for you to control as a i mean obviously if you just get
33:22
one pension there is not much you could do because you have no control but if you have a business
33:28
if you could reduce your tax liability is i always recommend it to doing within the year so let's say 2020 you will do
33:35
it december okay so you know exactly how much you're going to pay in april
33:41
and now in april now we're talking about 7th of april until the 30th of june and you
33:46
could pay your tax in two stage payments yes exactly yeah yeah so rather than playing it in one chunk 60 percent on
33:52
the 30th right and 40 percent um i encourage people to have digital certificates because that
33:57
makes your accountant much easier to lodge it you don't need to queue on the tax offers you don't need to
34:04
queue and bank and it's very very handy and useful you could get it in the suma office
34:11
digital certificate and is always very handy and and yes
34:18
something that would like to to to recommend as well the audience is for them if they think they're gonna
34:25
might have an issue with any a scenario taxes scenario try to cover yourself having a certificate
34:32
from the inland revenue saying you were a tax resident in the uk or abroad
34:37
from specific date to specific date so there is no better way to protect yourself
34:43
than having a tax certificate from a different country tax office in spain
34:49
could go backwards four years right there is a lot of people that are right in the middle you know they spend a very
34:55
few days here a few days there and and sometimes tax office my question yourself say why
35:01
you didn't do your tax return i always ask to avoid stress to be prepared and get yourself a
35:07
certificate to say from 2016 up to 20 i was a tax president in the uk
35:13
so if you ever receive this kind of nasty letters we all receive saying you need you have 10 days to tell
35:20
me these things you have it in place yes you know but this is for people who might have
35:25
uh different international scenarios yeah okay so yes get stuff done in
35:31
advance don't be like me there are people that are organized i gather out there um so this is next
35:37
thursday then so that is five o'clock mainland spain time four o'clock uk and canaries and how do they do it it's
35:44
obviously online a webinar and they do get the chance to put questions yes yes i mean what they need to do
35:50
um if they go into our website they will see the
35:57
live tv right yes they just need to click like tv and it says hey income tax will be down
36:02
for region spying and then we have the spanish golden visa that will be the 28th that's the two coming ones
36:08
we do upload them in the website you'll be able to see them or the most popular ones that
36:15
we've been doing in the past and um and they could do it as well they could have the link
36:20
in facebook uh to register it will be a zoom zoom conference and
36:26
they could send their questions and if we are able to uh to answer fine um because we are one hour limited yes
36:34
and um and sometimes you you get inundated of questions and you don't get to all of them but
36:39
i'm happy to do i always say uh tax planning is key to a consultation is tax
36:47
is general and you've got it on the website but your specific snr is good to discuss it personally with your
36:52
trusted um appointed lawyer or accountant because it's just for you
36:58
all right so it is alicante lawyers. yes that will get you to the the main website actually there is a pop-up i think for that uh that webinar
37:05
but if it doesn't come up then it is live tv go to that bit give you all the details on how to get involved that is next thursday and then you should say
37:11
the golden visa one the week after well thank you for your time today out of time we're eating into dougie's show
37:16
already at um we'll have our own little webinar we'll put this up to watch back to and listen back to online
37:21
bay radio dot fm but to have a good couple of weeks hopefully see you in a fortnight's time okay thank you soon thank you thank you
37:26
so much for that thanks for answering the questions that we had in anyone who sent stuff in
37:49
you
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