What's a Good Credit Score? Highest Possible, 700 vs 750 & How to Raise It

What is a credit score, what's the highest credit score you can have, and is 700 or 750 a good credit score? This video answers the most-searched credit score questions, one by one, with simple visuals, then shows exactly how to increase your credit score, and how to improve it fast. ⏱️ Chapters 0:00 Credit score questions, answered 0:32 1. What is a credit score? 1:29 2. What's the credit score scale? 2:00 3. What's the highest credit score you can have? 2:31 4. Is a 700 or 750 credit score good? 3:25 5. What makes up your credit score? 4:33 6. How do I increase my credit score? 5:49 7. How to improve a credit score fast 6:44 8. 3 credit score myths 7:23 Recap Key facts • FICO scores range from 300 to 850. Poor: under 580 · Fair: 580–669 · Good: 670–739 · Very good: 740–799 · Exceptional: 800+ • The highest credit score you can have is 850 • Average US FICO score: 714 (FICO, March 2026) • FICO factors: payment history 35%, amounts owed 30%, length of credit history 15%, new credit 10%, credit mix 10% • People with 800+ scores use about 7% of their available credit on average • Late payments can stay on your report for up to 7 years. Hard inquiries stay 2 years, and FICO counts them for 12 months. • Free weekly credit reports: AnnualCreditReport.com 💬 What's your credit score goal? Tell me in the comments. 📊 Sources • FICO score factors: https://www.myfico.com/credit-education/whats-in-your-credit-score • FICO score ranges: https://www.myfico.com/credit-education/credit-scores • Average FICO score (March 2026): https://investors.fico.com/news-releases/news-release-details/ficor-score-credit-insights-report-average-fico-score-dips-714 • Hard inquiries: https://www.myfico.com/credit-education/credit-reports/how-long-do-hard-inquiries-stay-on-your-credit-report This video is for educational purposes only and is not financial advice. Lenders set their own criteria, and scoring models vary. #creditscore #credit #personalfinance #fico