Skipping Your 401(k) Match Costs $479,000 😳

If your employer offers a 401(k) match and you skip it, you could be leaving almost half a million dollars on the table. Earn $60,000 with a 4% match, and your company adds $2,400 a year for free. That's an instant 100% return, and over 40 years at 7% the match alone grows to $479,124. Full breakdown (Roth vs Traditional vs 401k): on the WealthShapes channel. Assumes a 7% average annual return, compounded yearly. Returns are not guaranteed. Educational only, not financial advice. #401k #employermatch #retirement #personalfinance #shorts #short