5 Credit Card Traps to Avoid (Even If You Pay on Time)

Think you're safe because you pay your credit card on time? Think again. This video uncovers 5 sneaky credit card traps that even responsible users fall into, from deferred interest promotions to reward programs that encourage overspending. Learn how to avoid getting caught by high annual fees, low intro APRs that vanish fast, and the long-term cost of paying only the minimum. This is must-know information for anyone who uses credit cards regularly. Stay smart, stay debt-free, and keep your money working for you..