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0:00
Yes, I thought that I was gonna be more dramatic than it actually is
0:08
Ok, Luna, what do you think sweetie? Can you help me count those
0:27
So that was an intro to a budget video I was doing to say
0:31
hey, this is how much I spent in Johannesburg. And those receipts were food and take out basically food
0:37
take out and cat food for my cat Luna. How much we spent in the month of October 2023
0:44
Just to, I don't know for you to see how much you are spending where I need to work
0:49
And I'm just like uh a good friend of mine, Sandy had a chat with me last week
0:54
I'm not sure that's the advice she was giving me in a way because for a different issue
0:58
but it applies. The whole point was Lynn you live one life
1:04
There's not a dress rehearsal. There won't be any redos. Ok. In case you're curious
1:09
I did spend 6500 rands on food that is takeaway dinners and um
1:17
groceries, two people and one cat, one kitten. Um, yeah, I do buy her food
1:24
So I guess I should count her. Right. If I'm being honest and I'm like
1:28
why am I trying to serve? It's only $400. It's only $400
1:33
I'm not going out to eat every day. I'm not even shopping at the best of the best
1:39
Like, you know, I'm still looking at prices. I'm still trying to eat healthy
1:43
Right. Once you're trying to eat healthy, I'm trying to improve our health. The bill goes up a little bit
1:48
right. I work hard. Why am I trying to save on food? On Maslow's hierarchy of needs
1:54
Food is right there at the bottom right there at the bottom. So I'm like Nolen
1:58
this is a different video. This is a video about what can I do my finances to be able to level up
2:05
you know, go out more, eat even better food. I wanna eat that Wagyu beef every day
2:12
right? Let me know what you guys think in the co section. Should we be horning in on ways to be saving and frugal
2:19
Yeah, I know we're in recession but also this is the only time we're gonna be alive
2:23
Should we be? So this video is taking a turn we're gonna talk about
2:28
Yes, I'll tell you how much I spend in a month living in Johannesburg. Now we know food learn 6500 for two people
2:35
OK? I don't know if you, if that's a lot or whatever it is, what it is at the moment
2:39
And I'm not gonna adjust that. I refuse because I feel like I could even be eating better food
2:44
So that's why I'm not gonna adjust that. Then I'm gonna talk about the rent and other things and also ways I'll be making money
2:51
ok? We're already in November. So ways I'll be making in 2024 and an article on a blog post called Living cost.org
3:00
You guys can check it out. I'm gonna just put um the link of this article right in my description box
3:05
it did a survey. You can see that um they break down everything and go down the article as to how much toothpaste costs a
3:13
bottle of water and all of that. And they came to the calculation that total cost of living for one person enjoy is $830
3:23
which is 15,440 rands in today's rate right now. With this number in mind
3:31
I want to see where do I fall on this scale. So I did use my trusty notebook um to see to break down all
3:39
my expenses, right? In terms of rent, I pay 5300 rands with rent
3:44
It is a one bedroom apartment, tiny, one bedroom apartment with um open plan
3:50
kitchen, kitchen, and dining space. Literally, I think this apartment is for one person
3:56
but it's the two of us plus my cat. So we're making it work. Ideally
4:00
I'd want a two bedroom for an office space. But I can't really justify the cost at this point like I'm broke
4:07
Right. Uh, ok. Then I also pay 1000 rands for utilities. 800 rands goes to electricity and 200 rands for water
4:15
Um, electricity is lower in the summer, 800 rand. But in the winter I was paying a bit more and I also
4:20
I had to add gas for heating to that expense. Right. But these are summer prices then food
4:26
We already discussed that 6500 Wi Fi I pay 600 rand for my internet and transport I or
4:36
me vibes here, things that I need toiletries for myself. The budget is 202,000 rands
4:43
right? In total. Guys, my cost is 15,400 rands which is at par with what is on the article
4:50
However, I do need to put out a disclaimer. I've left out a lot of things
4:54
right? One might say, ok, 15,000 rands for two people. That's then you just need to make 7000 1005 100 to contribute to this life
5:04
I'm like, yes, but guys, this money is for like even if I did not have a partner
5:10
the only thing I would lower possibly would be the food bill because it would not be for one person
5:15
So we could have, we could put that maybe in half or something like that. But rent power Wi Fi food that never changes the
5:23
only thing I would adjust if it was literally for one person would be for food
5:27
But the others um like I said, my apartment is tiny. This is the most affordable place I could find in a safe area in
5:35
my neighborhood. Right? So learn, what else did you leave out? I left a lot of things guys
5:41
So this money is just to say worst case scenario, I just need to come up with 15,400 rands for me to leave
5:50
right? But I left out things like uh car maintenance, the car
5:55
luckily enough, uh we've got a paid up car so I don't have a car payment installment and I don't primarily drive it
6:01
It's a manual car, things like medical aid. I am on my partner's medical aid
6:05
So that's another thing that we need to think about, right? It's a cost
6:09
Then we also have costs such as going out vacations trips, seeing family black text
6:17
I'm not sure if some of you guys do assist your parents with their bills, buying them groceries
6:22
Um Those are the things that I also haven't added that I do pay but are not life in debt like I could live without
6:30
Right. Then also one other thing that has been a big thing for me this year has been paying for my tuition guys
6:37
Schooling is expensive like I, I don't know those people that keep on learning to like phd and whatever like who's funding
6:44
Are you getting bursaries? Are you getting sponsors? Are your companies paying for you
6:47
Because I wanted to sign up for another program in January. But I'm like, you know what
6:51
No, I'm gonna give myself six months to just rest and breathe financially before I sign up for
6:57
for something else. So I was paying tuition as well. His money that I haven't added yet
7:01
But guys, that is just how much I've been paid. I want to know in the comments section
7:06
Are you also at the eight th at the $855 15,000 mark or yours is way higher
7:12
I know if you're paying if you've got a mortgage bond uh with interest rates that could be up
7:18
right? Like it's been crazy in 2023 regarding that. If you've got a car payment that is also like skyrocketed
7:24
So guys getting into 2024 what are we saying? Be truthful to yourself
7:29
Sit down, calculate how much do you need for you to survive
7:35
Right. Then we need a separate budget or separate amount for you to live life
7:40
Like I said, we've only got one life, we need to see the world
7:44
we need to experience things, we need to see family, we need to see friends, we need to, I don't know all that costs money
7:51
How much does that look for you? I didn't even talk about clothes
7:55
right? It's not a thing I buy every month I don't really buy clothes. You guys see, I wear tissues a lot because I work
8:00
from home and the company I work for, they're pretty chill. So
8:04
yeah, no one is like dressing formally and stuff so I can get away with that
8:08
So, what I tried to do is one, have a strong stable side hustle
8:12
It's not something that I'll do just once and then I'll stop. Right. So that's my plan for 2024
8:18
Also, I want to take advantage of my snap and save app. I've spoken about this before
8:23
I will put the link below. I can save on groceries and also get actual cash back
8:28
It works in South Africa, legit. I've got any money before I always am
8:31
Then I do want to come up with a way of taking surveys and all of that during my down time and make at least
8:38
$100fromsurveys.Um,I'llputit.I,I'mgoingtodovideosofmyfavoritesurveysitesthatarelegitthatI'vemademoneyfromand
8:47
maybe come up with a spreadsheet to help us track our progress to
8:51
You can have a go, right. Hey, you wanna get an extra $50 and for you to see how much you need to make that
8:56
money anyway, guys. So 2023 these are my expenses. I'm curious to know about yours
9:03
Uh You can just tell me, is it higher is it lower or what? Uh But yeah
9:07
guys, if you're thinking of moving to Johannesburg or locating to South Africa
9:11
those, those are the numbers and just make it informed today. Here's what I'll say
9:16
South African job market is tough. Make sure when you come here you've already secured a job from your home country
9:22
If you're coming from the UK, you're coming from America coming from Australia, make sure that you've already set up
9:29
You are good to go with a job before you relocate. Otherwise it will be tears
9:35
Remember, you are amazing. Do not anyone tell the others until the next time
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