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As parents, we want our kids to be successful
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A major part of that is teaching them to be financially smart. It's never too early to start
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Teaching financial habits at a young age provides a much-needed foundation for a future of spending and saving wisely
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Just keep it age-appropriate. For preschoolers, it's all about learning patience. Saving for something special shows them the value of money and the rewarding feeling you get when you buy what you saved for
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Use a clear jar so they can see their savings grow over time. Count it together and celebrate when they reach their goal
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School-age kids can learn decision-making. Let them help with small shopping choices
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Show them to compare prices, stick to a budget, and think about what's worth spending on
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Teach them money isn't unlimited and smart choices matter. For teens, it's time to introduce real-world tools
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A prepaid debit card is perfect for managing their spending. Talk about needs versus wants and help them track their purchases
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If they overspend, use it as a learning moment. If they're responsible, reward them and build on it
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Money lessons don't have to be big to have a big impact. Start small, stay consistent, and watch your kids become financially confident adults