**Ingredients:**
- 8 oz. cream cheese, softened
- 1/4 cup ranch dressing
- 1/2 tsp garlic powder
- 1/4 tsp onion powder
- 1 cup shredded cheddar cheese
- 1/2 cup chopped green onions
- 1/2 cup diced red bell pepper
- 4 large tortillas
- Sliced deli turkey or ham (optional)
