
anthony venture: credit reddit nightmares! authorized user & balance transfer fails
Jan 14, 2026
Welcome To Credit Reddit! In this episode, we look at a woman who has been SLIGHTED by her significant other by him adding her on as an AU - Authorized User without her permission or knowledge! She's worried that her credit score will drop, obtain a balance on her credit cards whereas she always pays her credit card debt in FULL, each month. HE simply does not.
Our second story pertains to a guy who INCORRECTLY does a balance transfer from his Capital One Credit Card to his new American Express - Amex Credit Card that has a 0% balance transfer fee, but…. Somewhere along the way, he does the exact opposite of what he was supposed to do.
Amex Gold Card
Amex Blue Cash Everyday Credit Card
Capital One
So hopefully we can all learn and laugh a little at their expense together haha.
What do you think? Should i continue this series?
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