Video thumbnail for Ben Hedges: boost your credit score: the ultimate credit utilization guide

Ben Hedges: boost your credit score: the ultimate credit utilization guide

Jan 13, 2026
Improve your credit score with Kickoff: Credit Shifu Wallets: If you want to know how to build credit, watch this video. We go into what I believe is the most important factor of credit that you can think of in building a good credit score, credit utilization. By lowering my utilization i got an 800 credit score. “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.
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