"How Credit Card Interest Works and How to Avoid It"

Confused about credit card interest rates? This guide breaks down everything you need to know about APR (Annual Percentage Rate), including how it’s calculated, the different types (purchase APR, balance transfer APR, and cash advance APR), and how it impacts your finances. Learn tips to avoid paying high interest, such as choosing low APR credit cards or paying your balance in full each month. Discover how your credit score influences interest rates and what you can do to qualify for better offers. Master the basics of credit card interest and take control of your financial future today!