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Fair Housing Act of 1968 prohibits the
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discrimination against protected classes
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in the housing market if you're hoping
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to Ace your real estate exam and become
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a real estate Pro you'll need to
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understand the fair housing act and its
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amendments luckily you've come to the
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right place to educate yourself on this
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topic oh everybody it's Zach here from
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real estatelicensewizard.com and today
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we're going over the fair housing act
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and its amendments let's get started so
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what is the fair housing act of 1968
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well the Fair Housing Act of 1968
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protects buyers and renters from
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discrimination when looking for housing
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it's also known as Title VII the Civil
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Rights Act the FHA essentially prohibits
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real estate professionals from treating
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individuals with protected classes
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unequally who does the fair housing act
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of 1968 protect well there's five
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protected classes covered in the federal
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fair housing act of 1968. there's one
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race to color three national origin four
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religion and then five sex or sexual
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orientation gender identity which was
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later added so let's take a closer look
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at each protected class to understand
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how the FHA defends them so fair housing
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laws make it clear that real estate
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professionals and housing providers
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cannot discriminate based on race for
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example if a real estate agent tells a
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minority that a house has been sold but
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continues showing the home to other
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people this could indicate racial
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discrimination the Fair Housing Act also
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states that everyone regardless of their
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skin color has the right to fair housing
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and housing opportunities If a landlord
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only rents out homes to White tenants
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this could indicate that they are
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discriminating against renters based on
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skin color housing providers also cannot
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discriminate against home buyers and
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renters based on their ancestry culture
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and national origin if a real estate
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agent refers to work with buyers from a
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particular country or region they can be
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considered discriminating obviously
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against that protected class now
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according to the FHA home buyers should
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also have access to housing
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opportunities regardless of their
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religious beliefs if a real estate agent
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were to steer a Muslim buyer away from a
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white neighborhood this could be a
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violation of the fair housing act and
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then of course sex is another protected
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class under FHA which includes sexual
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orientation gender identity this means
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you know housing providers cannot treat
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same-sex couples or transgender
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individuals differently than they would
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anyone else so what's the history behind
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this well to fully understand the
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significance of this act we need to
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understand the history leading up to it
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you need to understand that the Civil
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Rights Act of 1964 and 66 really paved
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the way for the Fair Housing Act of
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1968. at that time racism and
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segregation was still rampant in the
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United States and that's why the Civil
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Rights Act of 1964 was designed to
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prohibit discrimination and segregation
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in public places the protected
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characteristics under the Civil Rights
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Act included race color religion sex
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national origin Paving the way for the
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fair housing act four years later the
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key takeaway here is that you need to
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understand the Civil Rights act of 1966
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set an important precedent which then
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then led to the fair housing act now
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what types of housing does the fair
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housing act cover well the Fair Housing
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Act protects against most housing types
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I'll put a list on the screen we've got
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single family homes multi-family homes
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apartments condos mobile homes and
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nursing homes essentially if a property
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constitutes a dwelling or place of
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residence there's a strong chance that
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interested buyers and renters are
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protected under the FHA so what does the
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fair housing act not protect well well
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the fair housing act and its amendments
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cover a lot of ground it's important to
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note that this act doesn't cover all
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housing types so for example apartment
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buildings with less than five units
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single family housing sold without a
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real estate agent housing for religious
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organizations hotels and motels private
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clubs things like that and it's
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obviously important to note as well that
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the federal fair housing act does not
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consider the following attributes to be
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protected characteristics age
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citizenship occupation source of income
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marital status and a few others now it's
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worth mentioning that fair housing laws
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vary from state to state so it's
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essential that you are aware of your own
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State's fair housing laws remember this
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is the federal fair housing act Most
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states have their own fair housing law
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in addition to the federal fair housing
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law which can ADD protected classes
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things like that so let's talk about an
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example of a fair housing act violation
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so real estate professionals must
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understand which behaviors obviously
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would violate the fair housing act so
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we've compiled a list and I'll put them
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on the screen for you so I'll just go
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over a couple of these refusing to show
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minorities houses in certain
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neighborhoods harassing a home buyer
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because of their religious beliefs you
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know refusing to repair attendance unit
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because of their sexuality things like
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that now there's penalties for violating
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the Fair Housing Act sixteen thousand
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dollars for a first-time violation 37
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500 for a previous violation if it's
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occurred within the last five years and
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then sixty five thousand if two produce
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violations have occurred within the last
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seven years now in cases where home
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providers use force or even threat
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violence or you know something that
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might constitute fair housing law
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violations the penalties can be even
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more serious including possible jail
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time so where did the Fair Housing Act
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of 1968 fall short well this act played
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a significant role in the fight for fair
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housing it still had a long way to go
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for example the FHA failed to protect
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all vulnerable categories of home buyers
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the FHA was also rarely enforced by the
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necessary department so it lacked
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Effectiveness and strength as a result
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the Fair Housing Act of 1968 failed to
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eradicate housing discrimination luckily
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the fair housing amendments act came
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along in 1988 to strengthen the FHA and
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added two additional groups to its
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protections so the first one would be
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familiar status and the second one would
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be disabilities those are the two
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protected classes it added for example a
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landlord um you know before then could
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try to charge tenants extra for having
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young children that would now constitute
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a violation after 1988 it now would
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violate uh the FHA and then obviously
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the disability thing for example if a
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landlord is selling apartments that are
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not accessible to renters in wheelchairs
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that could be considered a violation
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until reasonable accommodations aren't
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made so how can real estate
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professionals fight housing
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discrimination well as a future real
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estate professional it's your
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responsibility to combat housing
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discrimination and ensure Equal Housing
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opportunities for all I'm going to put a
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quick list of things on the screen but
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essentially the most important thing to
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do is treat all your clients equally
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it's that simple you need to be treating
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everyone equally and fairly so what do
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you need to know for the real estate
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exam well the Fair Housing Act of 1968
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protects buyers and renters from
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discrimination when looking for housing
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this protected five classes 20 years
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later the fair housing amendments Act of
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19 1988 came along was strengthened the
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FHA the original act and added two
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additional groups to its protection know
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this and your specific protected classes
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and you'll be good to go come exam day
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for more videos on Fair Housing and even
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