Up next in 10
Cash stuffing 750 EUR Euro budgeter cash envelopes sinking funds budgetwithjane
Mar 16, 2024
Cash stuffing | 750 EUR | Euro budgeter | cash envelopes | sinking funds | budgetwithjane
//Creative Commons Attribution Licence video (Reuse allowed)
Show More Show Less View Video Transcript
0:00
Hey guys, welcome or welcome back to my channel
0:08
In today's video we're doing the second cash stuffing of March. So without further ado, let's go
0:13
Today we are stuffing 750 euros. So without further ado, let's start
0:20
Let's just go ahead with what you came here for. So we have a full cash tray today and let's just go
0:31
We're going to start with our black binder. This is our cash envelopes and bills
0:35
Groceries is going to get 55, a 50 and a 5 in groceries
0:44
Then spending is going to get 20, which is just going to be a 20 bill
0:53
And dine out is going to get a 65. I think I have to sneeze
0:57
Not sure. Okay, 50, 65 in dine out. Perfect. Next is gas
1:06
It's going to get a 5. So we have 105 and 110 in gas
1:16
Rent isn't going to get anything. Utilities also nothing. Miscellaneous is going to get a 5
1:21
We're adding that into spring. So we have 50, 70, 80, 85, 90 in spring. Okay
1:33
And then the 50 is going to go into our new binder, our purple binder
1:39
I don't really think of this as a Teletubby. I don't know why, but it's just something that comes into my mind
1:45
So today we're adding the 50 and it's just going to go into our cash envelope
1:49
So this is a binder where I try to get one month ahead on all of the spending and bills
1:55
that I need for a month of, let's say, living. So it has housing, cash envelopes, bills, health, beauty, transport, stuff like that
2:03
So I explained this in detail in one of my previous videos, the 1,500 euro cash stuffing
2:09
So in total for one month, we need 1,850 euros. So we're excited to start on this
2:16
And for now we only have 100 in here, but we're going to still stuff it in future
2:25
Okay, nevermind. Let's just move on to our short-term sinking funds. Let me just check my notes
2:32
We have Ruby Rose. This is one of our short-term sinking funds binder
2:37
Beauty is first. It's going to get a 50 and let's do it in miscellaneous because I think all of the other
2:44
categories are funded for a while. So miscellaneous has 100, 250 and 300
2:51
I'm trying to sort out my brows. I need to do like a correction for pigment
2:56
I had microblading for two years ago, so it's just, I'm trying to figure out what's the
3:03
best option now in the market and I will probably need some money for miscellaneous there
3:08
But next is birthdays and birthdays is going to get a 20
3:15
And we have 200, 350, 370, 390 and 410. So these are birthdays for the year of 2024
3:24
So currently we are saving for, who are we saving for? I already forgot
3:31
So for my friends, so it's fully funded for my godmother, mine and my sister's birthday
3:36
and my mom's and the next one is my friend and it's in July. So we're making good progress time-wise
3:44
Christmas is going to get a 10 and this is going into my mom
3:49
And the goal here is 100. So let's check 20, 40, 50, 60 and 70 into my mom
3:56
And then we have 100 in my sister, so 170 in Christmas
4:00
And it's only March, so it's great already. Clothing is going to get a 20 today
4:06
I'm trying really hard not to spend on clothes and accessories. So yeah, trying to beef this up
4:14
We have 50, 120, 40, 60, 75. So 175 in clothing. And then gifts isn't getting anything
4:25
That was all for Ruby Rose. Now we have Johnny Cash, our other short-term seeking funds binder
4:31
Health is next and we're going to put a 50 and we're going to put that in therapy
4:38
And therapy has now 150, 200, 220 and 225. So 225 in therapy
4:50
Holidays isn't getting anything. Subscriptions is getting a 20 and I'm probably going to put that in Pilates and gym just
5:00
to get ahead. So we have 20, 40, 50, 60, 70 in Pilates and gym
5:09
Taxes isn't getting anything. That's fully funded and travel is getting a 50 today
5:16
So we have 1,500, 600, 650, 700. So 1,700 in travel. Perfect
5:26
Thank you, Johnny Cash. And then up next we have, let me check, our Baby Pink binder
5:35
This is our long-term seeking funds and these binders are still fairly new
5:38
That's why they aren't lying flat. But babies have, not have, are getting five and we have 200, 400, 50, 450, 5, 60, 65
5:52
So 465 in babies. Car is getting a 20 and we have 200, 20, 40, 60, 85
6:05
So 285 in car. Deposit is going to get a 25. Put this down a little bit. Okay
6:21
So we have 1,000, 2,000, 3,000, 50, 70, 90, 95, 3,100. Okay
6:30
So 3,100 in deposit. That took me a while to count. Okay
6:38
Emergency is going to get 125. So this is my next goal
6:45
I want to get 3,000 in here. So I'm focusing very hard on this envelope
6:51
So 1,500, 2,000, 2,100, 200, 20, 40, 45, 50. So 2,250 in emergency
7:02
So we're very, very close to being done. So that's all for the Baby Pink binder
7:07
And then we have Baby Blue, which is our last binder. Also long-term seeking funds
7:13
Also a new binder. Not laying flat. This is going to get a five as usual
7:23
So we have 500, 600, 605, 10, 15. So 615 in pets
7:32
We have retirement. It's going to get a 45. So here I'm trying to pay myself back for the gold that I invested in
7:41
So I'm trying to save 2,760, I believe. So after being done with the emergency fund
7:47
I'm going to try to aggressively tackle this one and then move on to the one month ahead
7:52
So that's going to kind of be the priority for me. 500, 600, 50, 70, 90, 95
7:59
So 695 in retirement. Technology is going to get a five. So we have 200, 300, 20, 25, 30, 35
8:14
So 335. And then the last envelope is weddings. It's going to get a five as well
8:24
So we have 200, 400, 50, 55, 60, 65. So 465 in weddings. Great
8:34
And the last amount we're stuffing is 95 euros. And that's going into our 3,000 euro savings box
8:41
So 50, 70, 95. Today we're putting that in. Very excited to cross out some of these squares
8:51
So let me calculate how much we're stuffing. So I guess we're going to start with the 20s
8:58
So minus 20. Another 20. Another 20. I'm starting with the biggest amounts
9:08
OK, do we have another 20? Yes, here. And then a 15
9:13
Let's do this 15. Perfect. So 20, 20, 20, 20, 15. So we crossed out five rectangles today
9:23
Very, very fun. I can't wait to see this fully colored in
9:28
And I think we just have a couple of 20s left. Then 15s, then 10s, and 5s
9:33
So all of the big numbers, like 40s and 50s, are done already
9:37
So it should be very smooth sailing from here. That's all for today's cash stuffing video
9:42
I hope you enjoyed it. If you did, please give it a like and consider subscribing to my channel
9:45
We have fun over here. I'll be back very soon with more videos. But in the meanwhile, I wish you a very wonderful day
9:51
And I hope to see you next time. Bye
Finance
Financial Planning & Management
Retirement & Pension
Debt Management
Crowdfunding