Debt-Free Date Calculator: See When You'll Pay Off Debt
Jan 23, 2026
Find your exact debt-free date using this free calculator that shows when you'll be out of debt and how much faster you can get there with extra payments.
This tutorial walks you through entering your debts, comparing avalanche vs snowball payoff strategies, and seeing how even small extra payments can cut years off your payoff timeline and save hundreds in interest.
🔢 Try the calculator: https://calcmatic.app/calculators/finance/debt/debt-free-date
0:00 Introduction
0:16 How the calculator works
1:01 Example: $5,000 credit card
1:46 Adding extra payments
2:45 What-if scenario comparisons
3:23 Try it yourself
Show More Show Less #Credit & Lending
#Debt Management
#Debt Management

