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How to Lower Your Cell Phone Bill to $25/Month (4 BEST TIPS!)
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Aug 5, 2020
Want to cut your cell phone bill in half? In this video, I'll share four strategies to lower your monthly cell phone bill. Learn how to keep the network you love (Verizon, AT&T or T-Mobile) and save money with a discount wireless provider. 4 BEST WAYS TO LOWER YOUR CELL PHONE BILL: 0:00 Introduction 0:28 Switch Cell Phone Service Providers 2:48 Shop for Phone Deals 5:13 Keep Your Phone Longer 6:25 Protect Your Device RELATED CONTENT: Best Cheap Cell Phone Plans: https://michaelsaves.com/save-money/best-cheap-cell-phone-plans/ Visible Review: https://michaelsaves.com/save-money/visible-customer-review/ Xfinity Mobile Review: https://michaelsaves.com/save-money/xfinity-mobile-cancel-comcast-internet/ Free Cell Phone Protection: https://michaelsaves.com/credit-cards/best-credit-cards-cell-phone-protection/ FOLLOW MICHAEL SAVES: Website: https://michaelsaves.com/ Facebook: https://www.facebook.com/Saveonalmosteverything/ Instagram: https://www.instagram.com/michael__saves/
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0:00
if your cell phone bill is 50 a month or
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more i'm going to show you how to cut
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that in half coming up in today's video
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my name is michael welcome to the
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michael saves youtube channel happy to
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have you here
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you know it's hard to believe but my
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cell phone bill today is cheaper than it
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was
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20 years ago how have i been able to do
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that well in today's video i'm gonna
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walk you through my four
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best tips to lower your cell phone bill
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you can keep the network that you love
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but pay
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a whole lot less than your family and
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friends let's get to the tips
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tip number one is to switch cell phone
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service providers now we all know the
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big names verizon
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at t and t-mobile those are the big
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networks in the united states
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chances are you have a plan directly
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with them right well there are some
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other
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options and some of those options are
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actually owned by those big networks
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for example verizon owns visible that's
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my current carrier i paid 25 dollars a
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month all in
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for unlimited talk text and data plus
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mobile hotspot
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att also owns qriket if you prefer the
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att network
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and t-mobile owns metro by t-mobile if
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you prefer the t-mobile network
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that's a good place to start especially
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if you have family plans because those
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family plans are what's going to get you
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down to the 25
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a month price point for cell phone
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service at least that's as of
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august 2020 when i'm recording this
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video
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now there are some other options and
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those are the prepaid brands
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of those major networks verizon prepaid
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at t
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prepaid and t-mobile actually has two
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prepaid
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brands they have had some pretty good
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deals over the last year or two you
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might want to check those out
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it's an easy way to keep the network
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that you already have
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and just switch to a lower cost plan
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another plus with those prepaid plans
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is that there are no credit checks
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involved if that may be an issue for you
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finally mvnos have you heard that before
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mobile virtual network operators these
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are companies that are not owned by the
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major networks
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but they have partnerships with those
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networks to provide cheap service
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so straight talk if you've been to
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walmart you've heard of straight talk it
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is owned by tracfone
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and straighttalk has partnerships with
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all the major networks
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and it provides cell phone service often
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at a cheaper rate
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than those big post-paid plans on the
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major networks
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what i suggest that you do is this if
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you like your current network
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go through and review some of the
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options that i've listed so for example
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if you like verizon
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you may want to look at visible which is
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the discount brand
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you may want to look at verizon prepaid
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you could look at straight talk
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maybe xfinity mobile that runs on
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verizon's network
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take a look at your options on the
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network that you like
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because those are going to be the ones
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that you may want to switch to in the
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future
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and pay attention to the next step
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because that's going to help you narrow
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down the list
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even more tip number two is to shop for
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phone deals now from the first step you
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already have the list of a few carriers
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that you're considering switching to
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you want to then go to the websites of
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those carriers and check for phone deals
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about once per week
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this is assuming that you want to
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purchase a new device
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directly from whatever your new phone
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company is
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that's not necessary though you can
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always buy an unlocked device from a
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number of places including ebay
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or bring an existing device i just find
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that most people think about switching
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cell phone service providers when they
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are ready for an upgrade anyway
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let me give you some examples of the
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deals i've gotten from
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low cost service providers on devices
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most recently with visible
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i got a 200 prepaid card
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after i paid full price for a google
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pixel 3a
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and then a couple years ago i was with
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xfinity mobile and got 200
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off of samsung galaxy s8 i've seen deals
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as much as 400
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off the latest google pixel phone with a
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different low-cost cell phone service
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provider
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you really just have to check their
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websites more often now the discounts
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may not be quite as generous as you'd
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get with the post paid carriers you know
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you'll see those ads for
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get a free phone or get buy one
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iphone get another iphone half off you
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may not see deals quite as impressive
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because you're saving on the cost of the
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service plan
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those post paid plans from verizon
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t-mobile and
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a t they're pretty expensive so they're
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able to
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offer those phone deals that can entice
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you to switch networks
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with the prepaid carriers there are
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still deals you just have to be a little
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patient
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and when you find one jump on it also
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this i should mention that i purchase my
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phones in full i pay for them
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on a credit card and then i pay off the
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balance right away but i know that's not
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possible for everybody and some people
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like to finance their phones
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well the low cost providers often have
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ways for you to finance your phone with
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as low as zero percent financing for 24
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months so
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you may have an opportunity to finance
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the device with a low-cost cell phone
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service provider just like you would
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with the major carriers
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and finally if you choose to purchase a
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new phone and you have a device that you
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don't trade in
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some of the low-cost service providers
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will have trade-in programs and some
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will not
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you can always sell it online declutter
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is a great website that i've used in the
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past
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to sell my old electronics and the money
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that you get back from that
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can help pay for your new device tip
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number three is to keep your phone
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longer we all know that apple samsung
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and google
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they release new devices about once a
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year
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and we've seen the lines outside the
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apple store every september right
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well instead of upgrading every year try
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to extend that to
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two years you're gonna save a lot of
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money in the long run if you don't
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upgrade your device
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every single year now if you're someone
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who wants the latest and greatest
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technology whatever the new
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iphone is try not to get it on day one
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of the launch because there's no
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incentive for apple to offer a great
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deal
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on day one chances are any deals will
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come about four to six weeks later and
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they're gonna come from companies
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other than apple maybe some of the
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discount providers that i've mentioned
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in this video
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there are some exceptions with less
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popular phone brands like motorola or lg
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i've seen new devices from them go on
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deep discount almost immediately
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especially if there's a lot of
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competition from a samsung or an apple
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at that time another strategy to control
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your cell phone cost
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if you pay for your device in full why
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not set up a high interest savings
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account to save your next phone put 25
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a month for 24 months you'll have 600
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in there to pay for your next device
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when that time comes
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my fourth and final tip is to protect
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your device and i have two things i'd
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like to touch on here
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first cell phone insurance the cell
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phone companies like to sell these
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policies that are between 10 and 15
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a month and they will reimburse you if
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your phone is damaged or stolen
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after a deductible of course but you
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don't have to pay for those policies
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every month because
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some credit card issuers offer free cell
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phone protection i use it myself
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with a wells fargo card but there are
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some other cards that offer it and i
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have
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a full list of the best ones on my blog
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i'll link to that in the description
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below
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to activate this free coverage it's very
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simple you just have to pay your monthly
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cell phone bill
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using the card that offers this benefit
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and what i do is i put that cell phone
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bill
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on auto pay so that there is never any
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lapse in my free cell phone protection
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again more details and a video as well
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as an article on my blog
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i'll have that in the description below
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so you can check to see if one of the
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credit cards you already have
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carries this benefit now i haven't
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needed the cell phone protection yet and
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i think that's because i always use a
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phone case
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on my devices and i don't pay fifty
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dollars for a phone case like they
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charge at
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the at t verizon and t-mobile stores
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now i'll say those phone cases are
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pretty good but you can go
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online you can go on amazon and get a
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phone case for less than ten dollars
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that's usually what i pay for
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a phone case i also like the cases at
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marshalls tj maxx and five below again
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they're under ten dollars if you're not
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using a phone case you're more at risk
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to damage the device and need to rely
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on cell phone insurance whether it is
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one you pay for monthly
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or the free one from your credit card
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issuer
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so just use a case and protect your
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phone it is a cheap
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insurance policy that is worth investing
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in
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some final thoughts and a quick recap
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here first identify low-cost carriers
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that use the network that you're
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currently
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on or the one you want to switch to then
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step two
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is to take that list and go to the
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websites of those carriers to search for
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phone deals it may take a few weeks
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but when you find one you'll know it
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step three is to keep that foam for two
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years instead of one beyond two years if
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you can
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even better and number four is to
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protect your device with the case
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and also free cell for protection from a
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credit card issuer
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think about it this way if you're able
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to lower your cell phone bill by fifty
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dollars a month
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that is six hundred dollars a year and
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six hundred dollars a year that you can
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use to reach your other financial goals
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my name is michael from
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michaelssaves.com i've got more tips on
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my blog and more videos here on youtube
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if you have a cell phone service
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provider that you really like
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especially a low-cost provider let me
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know about it in the comments below
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until next time