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What if you could protect your home from
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devastating storms and save over $1,200
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Louisiana's fortified roof program makes
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this possible, and the next grant
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lottery is just days away. Storms are
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inevitable in Louisiana, but damage
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doesn't have to be. That's the promise
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behind Louisiana's Fortified roof grant
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program, which is opening a new round of
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applications next week. With up to
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$10,000 in grants available, this
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initiative is helping homeowners protect
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their properties, and save money on
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insurance premiums. A fortified roof
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isn't just a regular roof. It's built to
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withstand winds up to 150 mph, resist
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leaks, and even fend off hail damage,
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essentially acting as armor for your
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Developed by the Insurance Institute for
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Business and Home Safety, these roofs
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use stronger materials, better
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installation techniques, and sealed
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decking to keep water out, even if
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shingles are ripped off during a storm.
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The results are impressive. Homes with
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fortified roofs have been shown to
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survive hurricanes like Ida and Michael
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with little to no damage, while
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neighboring homes were left in ruins.
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Fortified roofs don't just protect your
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home, they also save you money.
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Homeowners who've upgraded through the
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Louisiana program are seeing insurance
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premiums drop by an average of 22%.
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That's about $1250 in annual savings,
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cutting premiums from $5,625
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Over a roof's 15-year lifespan, the
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savings can exceed the cost of the
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upgrade. For example, a typical
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fortified roof costs around $16,229.
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With the $10,000 grant, homeowners pay
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out of pocket. Factor in the insurance
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savings and the roof essentially pays
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for itself in less than 5 years. The
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next application window runs from
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September 2nd to September 12th. It's a
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lottery system, so everyone has an equal
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chance of being selected no matter when
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they apply during the window. If you've
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applied in previous rounds, you're
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automatically entered into this one.
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Selected applicants will be notified via
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email by the Louisiana Department of
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Insurance. For more details, visit
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homes. But what if you don't get the
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grant? There are other ways to save. Pay
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for a fortified roof upfront and you can
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claim a $10,000 tax credit. It's a solid
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backup plan if you miss out on the
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grant. Home mitigation projects like
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storm windows, doors, or even tree
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removal can qualify for tax deductions.
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Just remember, you can't double dip.
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It's either the grant or the deduction,
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not both. Compare insurance quotes every
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6 months to a year. You'd be surprised
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how much you can save by switching
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providers. Louisiana's weather is no
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joke. Hurricanes, heavy rains, and hail
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storms are a constant threat. Fortified
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roofs offer peace of mind knowing your
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home is better protected. Plus, they
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increase your home's resale value by as
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much as 7% according to some studies.
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It's a win-win for your home and your
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wallet. The Louisiana Fortified Roof
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Program is more than just a grant. It's
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a lifeline for homeowners in storm-prone
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areas. With proven results and
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significant savings, it's an opportunity
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you don't want to miss. Let's recap what
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we've learned about Louisiana's
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fortified roof program.
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The program offers up to $10,000 in
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grants to help homeowners install
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fortified roofs that can withstand winds
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up to 150 mph. Homeowners who upgrade
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see insurance premiums drop by an
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average of 22%. Saving about $1,250
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annually. The next application window
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runs from September 2nd to September
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12th with a lottery system giving
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everyone an equal chance. Even if you
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don't get the grant, you can still save
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through tax credits, deductions, or by
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shopping around for better insurance
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rates. Thank you for watching our guide
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to Louisiana's Fortified Roof Program.
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Don't miss this opportunity to protect
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your home and save on insurance.
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Remember, the application window opens
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September 2nd. Stay safe and storm
