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did you know that millions of Texas
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homes are at risk of flooding and many
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homeowners are completely unaware it's a
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shocking reality that could have
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devastating consequences when you think
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of Texas you might picture vast
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landscapes and scorching heat but
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there's a hidden danger lurking beneath
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the surface that many Texans are unaware
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of the risk of flooding shockingly
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millions of properties across the Lonear
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State are at serious risk of flooding
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the most alarming part many homeowners
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have no idea they're in harm's way
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flooding in Texas isn't just a coastal
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issue it's a statewide concern over the
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coming decades experts predict that
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millions of homes will face the threat
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of flooding with many almost certain to
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experience it here's where things get
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complicated the FEMA maps we rely on to
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assess flood risks are severely outdated
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they're only identifying a fraction of
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the properties that experts believe are
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truly vulnerable this discrepancy
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creates a dangerous situation if FEMA's
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maps aren't accurately representing the
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risks how can homeowners make informed
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decisions about protecting their
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properties the reality is that rapid
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urban growth and climate change have
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significantly altered the landscape but
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official flood zones haven't kept pace
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with these changes unfortunately water
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doesn't care about outdated maps it will
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go wherever it wants you might think
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that with such a significant risk Texans
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would be lining up for flood insurance
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surprisingly that's not the case only a
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small percentage of homes in Texas are
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insured against flooding several factors
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contribute to this low insurance rate
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rising costs have deterred many
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homeowners additionally there's a false
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sense of security from being outside a
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designated flood zone even though these
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zones don't accurately reflect current
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risks let's look at some startling
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statistics over 2.1 million properties
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in Texas are projected to face flood
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exposure in the next 30 years with more
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than 200,000 of them almost certain to
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experience flooding fema's current maps
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severely underestimate the risk
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identifying only 860,000 properties
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while missing over 1.15 million others
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that experts say are in danger and
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despite these risks only about 7% of
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residential properties in Texas are
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insured for floods it's clear that
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something needs to change lenders local
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governments and insurers need to step up
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and work together to address this
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growing crisis more accurate mapping and
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transparency about flood risks are
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crucial first steps the solution isn't
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rocket science we need updated maps that
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reflect current risks better access to
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affordable flood insurance and community
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education on flood preparedness and
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recovery it's about protecting lives
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homes and entire neighborhoods as we
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look to the future one thing is clear
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flood risk in Texas is only growing and
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too many homes are left unprotected it's
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time for all stakeholders from property
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owners to lenders insurers and officials
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to take responsibility and act before
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it's too late recap the key points about
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flood risk in Texas first millions of
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Texas properties are at risk of flooding
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but many homeowners are unaware due to
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outdated FEMA maps second only about 7%
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of residential properties in Texas have
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flood insurance leaving many vulnerable
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to financial disaster finally there's an
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urgent need for updated flood risk
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assessments better access to affordable
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flood insurance and increased community
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education on flood preparedness thank
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you for watching our video on flood
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risks in Texas we hope this information
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helps you stay informed and prepared
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remember knowledge is the first step
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towards protection subscribe and never
