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hey everyone welcome back to health
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awareness today we're diving into a
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crucial topic that affects millions of
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Americans Medicare open enrollment for
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2025 if you're on Medicare or know
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someone who is this enrollment period
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can mean the difference between spending
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thousands of extra dollars or getting
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the HealthCare coverage you actually
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need so stick around to learn what
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changes you can make tips on picking the
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best plan and common mistakes to avoid
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and if you're ready to enroll don't
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forget to check the link in the
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description to start your
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registration what is Medicare open
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enrollment Medicare open enrollment
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happens every year from October 15th to
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December 7th during this time you can
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make changes to your Medicare
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coverage this includes switching between
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original Medicare and Medicare Advantage
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adding or changing prescription drug
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coverage part D and even updating your
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Medicare Advantage plan if you already
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have one be sure to visit the link in
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our video description if you want to
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start the process of reviewing or
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plan why it's important to review your
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plan annually now you might be wondering
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if I like my plan why should I review it
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every year well the truth is that
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Healthcare needs and coverage can change
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annually your current plan might
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increase its premiums change the
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out-of-pocket costs or adjust its
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network of providers and hospitals plus
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your health needs might have changed
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reviewing your plan ensures that you get
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the best possible coverage and value for
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the upcoming year how to compare
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plans so let's talk about how to compare
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plans the best way to start is by using
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the Medicare Plan finder tool on
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medicare.gov this tool lets you compare
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all available Medicare Advantage and
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Part D plans in your area you can filter
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by the costs coverage options and even
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by specific medications that you might
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be taking or simply use the link we've
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included in the description to go
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directly to the enrollment page and
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comparison tips for for choosing the
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Plan all right let's get into some
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actionable tips for choosing the best
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plan for you one formulary check always
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check the formulary which is the list of
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medications covered by a plan if your
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medications aren't on the formulary you
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could end up paying significantly more
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out of pocket two provider Network for
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Medicare Advantage plans make sure your
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doctors and preferred hospitals are in
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network otherwise you might be surprised
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by high out of network charges
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three total cost consideration don't
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just look at premiums take into account
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deductibles co-pays and out-of-pocket
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maximums sometimes a plan with a
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slightly higher premium might save you
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money in the long run if it has lower
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co-pays or a better cap on out of pocket
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expenses four extra benefits Medicare
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Advantage plans often come with added
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benefits like Vision dental and wellness
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programs if these are important to you
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look for a plan that includes them
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common mistakes to avoid why choosing a
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plan now let's go over some common
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mistakes that people make during
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enrollment one assuming your plan didn't
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change just because you're happy with
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your plan this year doesn't mean it'll
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be the same next year many plans adjust
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their costs and coverage so don't skip
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review two ignoring out of pocket
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maximums many people focus only on
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premiums and forget to look at the
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out-of-pocket maximum this is the
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highest amount you'll pay in a year for
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covered services and if you need
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extensive care it can make a big
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difference three not checking for extra
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benefits Medicare Advantage plans can
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include extras like gym memberships meal
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delivery and more make sure you're not
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missing out on these valuable benefits
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how to enroll or make changes ready to
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make changes to your plan here's how you
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can visit medicare.gov call 1 1800
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Medicare or click the link in our
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description to get started with your
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just be cautious about thirdparty
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websites or phone numbers that promis
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special offers make sure you're dealing
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sources tips for a smooth
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enrollment before we wrap up here are a
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few last minute tips for a stress-free
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process one have your Medicare card
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ready you'll need your Medicare number
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changes two set a reminder open
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enrollment ends on December 7th so don't
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minute three three review all plan
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materials be sure to carefully read all
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materials from Medicare and your current
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provider that's it for today's video on
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Medicare open enrollment for 2024 to
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2025 remember this is your chance to
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ensure you're getting the best
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HealthCare coverage for your
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needs if this video helped you don't
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forget to hit that like button subscribe
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for more Healthcare tips and share this
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with anyone who might find it
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useful and don't forget if you're ready
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to get started click the link in our
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description to start your Medicare
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enrollment today for more health update
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don't forget to hit the Subscribe button
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turn on the notification Bell and stay
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tuned for our next video thanks for
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watching and see you next time
