0:04
Okay. Card declined. That's impossible.
0:09
Fine. We'll use the other one.
0:11
Take your time. No rush.
0:17
Did my wallet just talk?
0:23
You heard me. We're not working until
0:31
to what? I need that latte. It's a
0:33
Tuesday. I have a system.
0:34
Your system is a tragedy. A daily $5
0:37
latte? A $7 quick snack from the vending
0:40
Uh, it's only $3.99 app subscription you
0:42
forgot about. It's just small stuff. It
0:44
adds up to Well, not that.
0:45
Want to bet? Open your banking app.
0:48
Fine. I'm opening it.
0:52
Welcome, Kai. Your balance is
1:03
Running monthly transaction analysis.
1:17
Daily latte $150 monthly. Afternoon
1:20
snacks $15. Four forgotten subscriptions
1:24
$22. 12 random inapp purchases, $38.
1:31
But it's just $5 at a time.
1:34
Exactly. That's the whole point. You
1:36
don't feel it. You swipe and I get
1:38
lighter and you don't even notice. It's
1:39
death by a thousand tiny swipes.
1:41
So what? I should never buy coffee
1:43
again? That's miserable.
1:46
No. You should see the coffee. You
1:48
should know the coffee. Right now you're
1:50
buying it with invisible money.
1:52
Suggested action. Track small stuff for
1:55
one week. No cuts, just awareness.
