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here are five simple things that could
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help improve your personal finances in
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2025 number one audit your incomings and
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outgoings is there anything you cut back
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on any subscriptions you've forgotten
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about that you could cancel number two
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make your savings work harder for you
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interest rates are still pretty high by
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historic levels so you might want to
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look in a good savings rate now number
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three think about whether you've got
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enough money to start investing if you
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don't have any debts and you've got a
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safety net of around 6 months of income
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as cash savings then you might want to
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consider investing some of your excess
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cash over and above that number four
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check whether your pensions on track if
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you're only saving the minimum amount
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chances are it's not going to be enough
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and you risk not being able to have the
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lifestyle you want in retirement number
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five set yourself goals saving and
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investing is so much easier when you've
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got a goal in mind here at City we're
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interested in hearing how you're
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resetting your personal finances this
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year let us know in the comments
