budget girl: my budget isn't working! tips for when your budget fails, dealing with debt & saving money

What do you do when your budget isn't working? More Money Mondays/ Finance Fridays: Subscribe! - Things mentioned: Emergency budgeting - Dave Ramsey Free cars for life: Mary Blajian 5 days ago Hey Budget Girl We have 2 major debts and I know the Dave Ramsey says to pay off other debts before the mortgage but the other loan (for Solar Panels) we actually owe a little more money than what we own on our mortgage. The Solar Panel loan has a smaller interest rate than our mortgage. We can pay one of the loans off in around 7 to 8 months. Which one do you recommend? Jen Velasquez (jenv35) 6 days ago Hi! I love your videos ️ So, I have set up my budget in excel like yours. I feel like I am constantly failing month after month. I am married and have 2 teenage daughters. I have them on a budget with their allowance, but I feel like things are always coming up that I haven't planned for. I am the one that manages the money & I definitely feel like they are all not in my boat even though I have tried to explain the budget and numbers in depth. We are always going over on food as well. I do the food shopping & meal planning but ALWAYS need to go back for other things that I forgot which leads to impulse purchases. My sinking funds are none existent bc even though I want to be adding to them and on paper have money to add to them, there isn't money left over! Ugh! Help me Budget Girl I feel like it is easier to stick to a budget as a single person then trying to get 3 other people in the household to follow the rules Leah Henshall 6 days ago Hey Budget girl..My husband's work has sold their business and my husband will most likely be out of work with the new employer..We have our baby emergency fund saved (thank goodness ) my question is what would be better to do for the next few weeks stock up on food and pay extra to rent or pay onto the credit card debt where although it will eventually make a difference it won't make a short term one..We will get government assistance but it could take weeks to come through if not months as the local office is slack at processing forms..I just want to get through this without going into any further debt..your thoughts?? Life Paths 2 weeks ago How do you wash your fruit and do you let it completely dry before cutting and putting into the mason jars? Do you use plain water for washing the fruit or something recommended to wash your fruit with (usually the homemade ones I've seen involve vinegar). freedom in a budget also asked about strawberry freshness. Bella Femme 2 weeks ago I wonder why Dave Ramsey said close everything and don't use credit cards...How will you be able to buy a car, house or even an apartment. melissa Alder 2 weeks ago Great video, you're such a smart woman. I am so glad I found these videos. I am such a loser with money. lol. I have 10,000 dollars of credit card debt that I STUPIDLY consolidated. kicking myself now. I felt overwhelmed and now I have 5 years to pay it off. My plan is to send an extra payment when I can towards the loan. I'm also paying for a house and truck :-( any advice for me? I have learned a lot from your videos and plan on applying. it. I am getting ready to sit down and write out a budget. Our emergency fund had 1000 in it but our water heater bit the dust so we had to get into it. Now we have to build it back up. Feels like a sinking hole that just gets deeper. P.O. Box: Budget Girl P.O. Box 1231 Mena, AR 71953 Facebook: Instagram: