0:05
so let's say you're in a mood for a
0:06
vacation and you go tell your AI "Find
0:08
the best flight deal to Bali book it and
0:11
get me a matching swimsuit." So AI will
0:13
get everything done it won't just find
0:15
it it will analyze and decide and also
0:18
pay for it yeah it does spend your money
0:21
welcome to the era of agentic commerce
0:23
where AI will do the transaction for you
0:25
and the big three names just jumped in
0:28
visa Mastercard and PayPal so let's see
0:31
what each of them are building we have
0:33
Mastercard's Agent Pay in collaboration
0:35
with Microsoft which lets AI plan source
0:38
and pay all in a single chat window it
0:41
uses verified agents and tokenized
0:43
payments so basically it's like your AI
0:45
just got a secure corporate card and yes
0:48
you do set the rules but the AI presses
0:50
the buy button next we have PayPal's new
0:52
tools which embed payments into any AI
0:55
enabled experience so think of AI apps
0:58
that track manage and complete purchases
1:01
so it's building the back end for an AI
1:03
first commerce era so your AI can shop
1:05
like you but faster next you have Visa's
1:08
intelligent e-commerce platform they've
1:10
partnered with companies like OpenAI
1:12
Anthropic Microsoft and Stripe so they
1:14
have AI agents that follow your
1:16
preferences your budget and your brand
1:18
rules so you tell it what to buy it
1:20
finds filters and pays so what Visa says
1:23
is that you set the limits and we handle
1:25
the rest so there you go you have
1:27
payment giants who want to own the
1:29
pipeline of the next generation of the
1:31
commerce infrastructure and guess what
1:33
the market is ready 71% of consumers
1:36
want generative AI in their shopping and
1:38
58% are already using AI instead of
1:41
search but trust is still shaky because
1:43
satisfaction fell from 41% to 37% in a
1:47
year well people want the AI convenience
1:49
but they don't want to get robbed by a
1:51
chatbot besides AI agents are also
1:54
expected to run 20% of all e-commerce
1:57
actions soon so Visa and Mastercard want
1:59
to stay central but not sidelined so
2:02
15.7 trillion is the projected AI
2:05
economic impact by 2030 so in a sense
2:08
whoever controls the AI checkout are
2:10
also the ones controlling the future of
2:12
money but what about safety if you may
2:14
ask and Visa and Mastercard aren't
2:16
ignoring the risks agent credentials are
2:19
linked to real-time payment guardrails
2:21
so spending limits time frames and
2:23
approved merchants are all in place so
2:26
you also have chargeback and fraud rules
2:28
which are also being revoked for these
2:30
AI agent systems so essentially they're
2:32
turning trust into code remember once
2:34
upon a time your AI just used to answer
2:37
questions but now it buys you shoes
2:39
books your flights and also sends
2:41
birthday gifts to your mom remember
2:43
we're going to reiterate that you set
2:44
the rules and it just spends the money
2:46
so welcome to the era of agentic
2:48
commerce where your wallet is now an AI
2:51
tool so if you want to stay ahead of the
2:53
AI powered money shift like follow and
2:56
subscribe to A IM TV because you know
2:58
the drill think AI think AIM
