"Credit Card Interest Rates Explained: How APR Affects Your Wallet in 2025"

Confused about credit card interest rates? Learn everything you need to know about APR (Annual Percentage Rate) and how it impacts your wallet. From purchase APRs to balance transfer rates, this guide explains how credit card interest works, what affects your rate, and how to avoid paying interest. Get tips on managing credit card fees, saving on interest, and choosing the best low APR credit cards for your needs. Stay informed and keep your finances on track in 2025!