How to reimagine your finances during difficult times — Money Minute

Feeling the pinch from rising prices and uncertain economic times

You're not alone. But there are smart ways to protect your finances right now

Start by looking at your cash flow. Track your income, fixed costs, and unnecessary spending

There are tons of budgeting apps that can help. Some can even cancel unused subscriptions for you, which can really add up over time

Gas, groceries, utilities, everything's more expensive. So shop smarter, carpool if you can, prep meals at home, and avoid impulse buys

Every dollar you save is a dollar that can go towards your safety net. Aim to save at least three months of living expenses in a savings account

preferably one that pays you back like a high-yield savings. And yes, you can save and pay down debt at the same time

So think about applying some of your cost-cutting dollars to paying off high-interest debt

Less debt equals less stress when times get tough. Also, think about taking on a side gig to bring in extra cash

It could be something as small as turning a hobby into a business. Love pets? Walk dogs on the weekends

Love to craft? Market your creations. Remember, preparation beats panic. In uncertain times, careful planning and discipline can keep you steady and in control no matter what the economy does next