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When you think of the American mob,
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names like Corleone, Capone, and Goty
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probably come to mind. But long before
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they became legends, the streets of
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cities like New York and Chicago were
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run by a different set of royalty. In an
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America that was determined to lock them
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out, a generation of black visionaries
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built their own empires from the
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shadows, creating staggering wealth and
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power from a brilliant and illegal
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numbers game. These are the forgotten
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stories of the men and women who ran the
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streets before the narrative, you know.
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So, how did they build these incredible
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enterprises? and why has their history
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been almost completely erased? If you
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enjoy digging into the hidden corners of
0:50
history, do me a favor and hit that
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subscribe button. You won't want to miss
0:55
the stories we pull out of the shadows.
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Section one, the problem, a segregated
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America. To really get why these
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underworld empires came to be, you have
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to understand the world that made them.
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The early 20th century in America was a
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time of deep contradictions. For white
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Americans, the roaring 20s was a decade
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of wild prosperity and cultural energy.
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But for black Americans, it was the era
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of Jim Crow, a time of brutal government
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approved segregation and a system
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designed to keep them down. Millions of
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African-Ameans were fleeing the violence
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of the rural south in what we now call
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the great migration. They flooded into
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northern cities like New York, Chicago,
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and Detroit, looking for safety and a
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chance to make a living. Between 1910
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and 1930, the black population of New
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York City more than doubled, turning
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neighborhoods like Harlem into vibrant,
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crowded cultural hotspots. But the north
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was no promised land. Segregation might
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not have been written into the law like
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it was in the South, but it was a harsh
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reality enforced by social rules,
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violence, and economic walls. Black
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families were squeezed into ghettos,
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living in run-down, overcrowded
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buildings. Basic services were a joke.
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In 1929 Harlem, there was only one
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hospital bed for every 1,041
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black residents, compared to one for
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every 139 white residents. The life
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expectancy for black Americans was a
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full 12 years shorter than for whites.
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And that roaring 20's economic boom, it
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pretty much passed them by. Labor unions
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shut out black workers and they were
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consistently pushed into the lowest
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paying jobs as janitors, cooks, or
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porters. In the 1920s alone, a million
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black farm workers lost their jobs. The
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normal paths to building wealth,
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starting a business, or creating a
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better life for your kids were almost
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completely blocked. White-owned banks
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refused them loans. White-owned
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businesses wouldn't give them real work.
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Society had built a wall around them,
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locking them out of the official
3:30
economy. It was in this suffocating
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world born from a desperate need to
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survive and a burning desire for
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something better that another economy
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began to boom. An underground economy.
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Section two. The response. The rise of
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the policy kings. When every legitimate
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door is slammed in your face, you learn
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to build your own. The cornerstone of
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this new underground economy was a
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simple but brilliant illegal lottery
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called policy or more often the numbers.
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It was a game of chance that you could
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play for as little as a penny. You just
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pick a three-digit number and give your
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bet to a runner who collected all the
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slips and cash and took them to a
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central bank. To keep things feeling
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honest and to stop people from crying
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foul, the winning number was often tied
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to a public source nobody could argue
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with, like the last three digits of the
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daily US Treasury balance. But the
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numbers racket was way more than just a
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It was a massive self-contained economic
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engine. It was a community game that
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created a huge underground economy in
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Harlem and other black neighborhoods. It
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created thousands of jobs, not just for
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the bankers financing it all, but for an
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army of runners, clarks, and
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accountants. By 1925,
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there were at least 30 of these policy
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banks running in Harlem alone.
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This whole enterprise was born from
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necessity, but it was run with
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incredible vision. And at the head of
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the pack was a woman who would become a
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legend, Stephanie St. Clare. Born in the
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French West Indies, St. Clare landed in
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Harlem in 1912 as a teenager with a will
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of iron. She was sharp, sophisticated,
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and fiercely independent. Known for her
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incredible fashion sense, often seen in
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exotic dresses and colorful turbons, she
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had an air of mystery and would often
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speak French when asked where she was
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from. In a world completely dominated by
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men, she carved out her own empire.
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After dabbling in a few other rackets,
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she saw the real gold mine in the
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numbers game. She set up one of the
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first and most successful policy banks
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in Harlem. By the late 1920s, Madame
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Sinclair, or Queenie as they called her,
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was one of the wealthiest and most
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powerful people in New York, earning
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what would be millions of dollars today
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and owning a string of properties. But
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St. Clare was more than just a crime
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boss. She was a fierce defender of her
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community. She used her money and power
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to fight the very system that tried to
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hold her down. She took out ads in
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blackowned papers like the Amsterdam
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News, teaching the Harlem community
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about their legal rights, pushing for
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voting rights, and publicly calling out
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police brutality and corruption. To many
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in Harlem, she wasn't a criminal. She
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was a champion, a Robin Hood who built
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an empire from nothing and used it to
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lift her people up. This was the era of
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the policy kings and queens. People like
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St. Clare and her rival Casper Holstein
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weren't just gangsters. They were the
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community's bankers, employers, and
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biggest supporters. They provided the
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startup money that blackowned barber
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shops, restaurants, and funeral homes
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could never get from white banks. They
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funded political campaigns and backed
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civil rights activists. They created an
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entire economic ecosystem where black
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wealth could be made and most
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importantly be put right back into the
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community. It was a golden age, a short
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but brilliant time when these
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visionaries ran the streets on their own
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terms. But it wasn't going to last. The
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kind of money they were making was
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starting to attract the wrong kind of
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attention. Section three, the golden age
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and the enforcer. The success of the
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policy rackets turned the people who
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built them into local celebrities. They
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lived large, becoming a defiant symbol
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of black success in an age of
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oppression. By 1930, Stephanie St.
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Clair's fortune was estimated at around
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half a million. That's roughly $8
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million today. She was living a life of
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luxury that was unthinkable for most
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Americans, black or white. Especially as
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the Great Depression hit, the policy
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kings and queens were a new kind of
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royalty and their influence was felt on
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every corner of Harlem. But their power
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wasn't just about money. They were woven
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into the very fabric of the community. A
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win on the numbers could change a
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person's life, letting them pay their
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bills, buy a house, or even start a
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small business of their own. For
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example, the father of the future
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Secretary of State, Colin Powell, bought
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his family's home with winnings from the
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numbers. The game was an engine of hope,
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an underground stock market for people
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who were banned from the real one. The
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policy bankers were the community's
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patrons, and in return, the community
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gave them loyalty and protection. Of
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course, this golden age was built on an
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illegal foundation, and protecting an
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operation that profitable required some
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muscle. As St. Clare's empire grew, she
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needed an enforcer, someone who spoke
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the language of the streets and wasn't
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afraid to get his hands dirty. She found
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that person in a young, smart, and
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ambitious man named Ellsworth Bumpy
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Johnson. Born in South Carolina in 1905,
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Bumpy was sent north to Harlem as a boy
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after his older brother was accused of
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killing a white man. And the family
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feared a lynch mob. He was incredibly
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sharp, a bookworm and a great chess
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player, but he also had a hot temper and
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a deep defiance of the white
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After a few stretches in prison, he met
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Madame Sinclair, and she saw his
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potential right away. Bumpy became St.
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Clair's right-hand man, her top
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lieutenant, and bodyguard. He put
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together a crew that protected her
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runners and bookies, making sure her
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massive network ran without a hitch. He
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was known as much for his brains as for
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his fists, a combination that made him a
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brutally effective enforcer. He became a
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legend in his own right. Respected and
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feared all over Harlem. Many saw him not
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just as a gangster, but as a protector
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of the neighborhood, keeping outside
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threats at bay and maintaining a kind of
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order on the streets. The team up
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between the sophisticated, businesssavvy
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Queeny and the tough, streets smart
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Bumpy Johnson was the high watermark of
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blackrun organized crime in Harlem. They
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had built a powerful self-sufficient
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kingdom. But their success was a
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double-edged sword. As the roaring 20s
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ended and the Great Depression took
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hold, another big change was coming. The
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For years, white mobsters like Dutch
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Schultz and Lucky Luciano had gotten
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rich off illegal booze. Now with that
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revenue stream about to dry up, they
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started looking for a new hustle and
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their eyes turned north to the cashrich
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prize of the Harlem numbers racket
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section 4. The external threat, the
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For most of the 1920s,
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the powerful Jewish and Italian mobs of
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New York hadn't paid much attention to
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the policy racket. They saw it as a
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smalltime game for poor black folks
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played for pennies. They just didn't get
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the sheer volume of bets that made it so
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profitable. But when prohibition was
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that all changed. Gangsters like Dutch
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Schultz, the infamous beer baron of the
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Bronx, saw their bootlegging empires
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start to crumble and were desperate for
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new income. Schultz was a famously
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vicious and brutal man, and he decided
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he was going to take over Harlem's
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numbers game. He wasn't looking for a
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partnership. He wanted it all. What came
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next was a bloody and violent turf war.
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Schultz and his crew began a campaign of
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terror, strongarming the independent
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black policy bankers. Anyone who refused
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to pay him protection money or hand over
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their operation faced deadly
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The war for Harlem's underworld led to
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over 40 murders and countless
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Many of the black policy kings who were
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businessmen more than hardened killers
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just weren't ready for that level of
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one of the biggest bankers, was
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kidnapped by the mob and eventually
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forced out of the business entirely. One
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by one, the other operators either
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folded or were forced to work for
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Schulz. But Stephanie St. Clare refused
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to back down. She was not intimidated.
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With Bumpy Johnson and his crew as her
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army, she fought a guerilla war against
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Schultz's invasion. Bumpy's small crew,
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just nine men, started picking off
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Schultz's enforcers using their expert
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knowledge of Harlem's streets. It wasn't
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hard to spot Schultz's men. There
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weren't many other white guys just
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walking around Harlem in those days. St.
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Clare also fought Schultz in public. She
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kept up her campaign in the newspapers,
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but she also went straight to the
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authorities. She knew Schultz could only
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succeed with help from corrupt cops and
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politicians. She complained over and
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over to local officials about police
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harassment, arguing it was all designed
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to help Schultz take over. When they
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ignored her, she went and testified
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before the powerful Sabbury Commission,
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which was investigating city corruption.
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She exposed the whole system of payoffs,
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telling the commission she had paid
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thousands to cops for protection. Her
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testimony was a bombshell and got more
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than a dozen corrupt officers suspended.
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But even with their fierce resistance,
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the tide was turning. Schultz had
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powerful politicians from Tam Hall in
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his pocket and deep connections in the
15:15
police department. Things St. Clare as a
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black woman could never get. Her power
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started to slip. Schultz's goons even
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managed to track her down once, forcing
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her to hide in a basement coal pile to
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escape being killed. Eventually, the
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pressure was too much. Seeing how things
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were going, St. Clare started to fade
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from the front lines, handing more and
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more of the day-to-day operation over to
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Bumpy Johnson. Bumpy, ever the
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pragmatist, knew they couldn't win a war
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of attrition against the mob and the
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state combined. He looked for another
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way out. He went straight to the top,
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arranging a meeting with the head of the
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Italian mafia, Charles Lucky Luchiano.
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Bumpy cut a deal. He agreed to give the
16:07
mafia a piece of the Harlem profits. In
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return, they would keep Dutch Schultz
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out of his business and let him continue
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to run things in Harlem. It was a
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compromise born out of a need to
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survive. But it was also a historic
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moment. It was the first time a black
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gangster had successfully negotiated a
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working deal with the powerful Italian
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mob to secure his own autonomy. The war
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had one last dramatic twist. Dutch
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Schultz was becoming a problem for the
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wider mob syndicate. He was getting more
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and more violent and wanted to
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assassinate special prosecutor Thomas
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Dwey who wasounding him on tax evasion
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charges. The mobs commission said no,
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fearing it would bring way too much
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heat. When Schultz decided to do it
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anyway, Luchiano and the commission put
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a hit out on him. On October 23rd, 1935,
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Dutch Schultz was gunned down in a New
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Jersey chop house. With Schultz gone,
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the deal between Bumpy Johnson and Lucky
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Luciano was set in stone. St. Clare,
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having fought her war, mostly retired
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from the life. And Bumpy Johnson, the
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enforcer, the strategist, the survivor,
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was now the undisputed king. He had
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become the godfather of Harlem section
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5, the aftermath and legacy. With
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Stephanie St. Clare on the sidelines and
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Dutch Schultz in the ground. Bumpy
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Johnson tightened his grip on power,
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reigning as the primary figure in
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Harlem's underworld for over two decades
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until his death in 1968.
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His arrangement with the Italian mafia
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was a strategic masterpiece of survival.
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He maintained control over Harlem's
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rackets and the mob got their cut. Bumpy
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became this revered complex figure. A
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ruthless criminal, sure, but also a
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beloved neighborhood patron known for
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helping residents, supporting local
18:25
businesses, and handing out turkeys on
18:28
Thanksgiving. He was an associate of
18:31
figures like Malcolm X and a brilliant
18:33
chess player who negotiated with the top
18:36
bosses of the mafia. But the world he
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ruled was changing. The underground
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economy was shifting away from the
18:44
community-based numbers game and toward
18:47
the far more destructive drug trade.
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After Bumpy died of heart failure in
18:52
1968, the power vacuum he left was
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filled by a new generation. His most
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famous protetéé, Frank Lucas, took the
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lessons he learned from Bumpy and
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applied them to the heroine trade. He
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created a global smuggling empire that
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largely challenged the mafia's control
19:12
by sourcing drugs directly from
19:14
overseas, flooding Harlem streets with
19:17
devastating results. The era of the
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Robin Hood gangster who put money back
19:22
into the community was pretty much over.
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The legacy of the original policy kings
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and queens is complicated. Figures like
19:31
Stephanie St. Clare have been almost
19:34
completely erased from the popular story
19:37
of American organized crime.
19:39
Overshadowed by the mafia godfathers who
19:42
took over their businesses. Their
19:44
stories are a powerful reminder of the
19:46
hidden histories that exist in the
19:49
margins. These were entrepreneurs who
19:51
built empires out of pure necessity in a
19:55
country that gave them no other options.
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They were community leaders who provided
20:00
economic life support when no one else
20:03
would. And they were fighters who
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fiercely resisted the violent takeover
20:08
of their neighborhoods. The numbers game
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itself, the engine of their empires, was
20:15
eventually taken over by the state. In
20:18
the 1980s, New York launched its own
20:22
state-run daily lottery, basically
20:24
absorbing the illegal racket that had
20:27
been the lifeblood of Harlem's
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underground economy for over 60 years
20:33
and cutting off the thousands of jobs it
20:36
provided. The men and women who ran the
20:39
streets before the mafia were operating
20:42
in a world shaped by some brutal truths.
20:45
They were complicated, contradictory
20:48
people, visionaries and criminals,
20:50
builders and destroyers. Their story
20:53
isn't a simple one of good versus evil.
20:57
It's a raw look at power, survival, and
21:00
the fight to create an alternative
21:02
American dream in the shadows of a
21:05
segregated nation. It really makes you
21:08
wonder what a brilliant mind like
21:11
Stephanie St. Claire's could have built
21:13
if she'd been given the same chances as
21:16
the men who tried to tear her down. The
21:19
real history of organized crime in
21:21
America is so much more complex and
21:24
diverse than what we see in the movies.
21:28
The stories of people like Madame
21:29
Sinclair and Bumpy Johnson are a
21:32
critical and too often ignored part of
21:35
that history. So, what do you think is
21:37
their legacy? Were they heroes,
21:40
villains, or something much more
21:42
complicated? Let me know what you think
21:45
down in the comments. Thanks for
21:47
watching. If you found this story as
21:50
fascinating as I did, please give the
21:52
video a thumbs up. And if you haven't
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