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Did you know that being a single parent
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could be costing you hundreds of dollars
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extra on your car insurance? Despite
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being some of the most responsible
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drivers on the road, single parents are
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often penalized with higher rates simply
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because of their marital status. Are
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single parents paying too much for car
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insurance? Single parents in California,
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you know who you are. Up early, packing
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lunches, checking homework, covering
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You're the chauffeur, chef, bread
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winner, everything. Sounds like the kind
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of person who's irresponsible behind the
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I didn't think so. Still, car insurance
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companies treat you just like every
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in their eyes. Singles car risk higher
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premiums. End of story. Shouldn't single
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parents, a group who proves
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responsibility every single day, get a
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Let's look at the reality. 34% of
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California's kids are growing up with
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just one parent at home. That's not
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rare. That's life for a third of
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families. And most of those parents,
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they're not out late or taking wild road
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trips they're hauling to daycare,
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school, work, baseball, the grocery
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store, safe, steady, essential trips.
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Married drivers typically receive
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discounts because insurers believe they
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represent greater stability and are
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statistically less likely to file
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In fact, some insurers offer divorced
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drivers lower rates, perhaps viewing
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their life experience and added
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responsibilities as factors that make
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them more cautious behind the wheel.
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Now, let's ask a real question. If
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divorced parents can get a better rate,
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why not all single parents?
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Think about it. Who's more careful than
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the parent with everything depending on
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them? They're driving their most
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precious cargo every day. Insurers love
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their stats. More claims from singles,
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fewer from married folks, so singles pay
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more. But hold up, isn't a single
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parents dayto-day basically a
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demonstration in caution?
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No one wants an accident with kids in
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the back seat or to risk driving
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dangerously when everything rides on
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So, what's really being measured here?
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Marital status. Not what actually
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matters, not the real world. Let's recap
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what we've learned. Single parents in
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California are paying higher car
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insurance premiums simply because of
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their marital status despite being some
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of the most responsible drivers on the
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road. Insurance companies offer
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discounts to married drivers and
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sometimes even divorced drivers. But
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single parents who never married are
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left paying more despite demonstrating
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responsibility every day.
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It's time for insurance companies to
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recognize that single parents deserve
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fair rates that reflect their actual
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driving behavior, not outdated
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assumptions about marital status.
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Thank you for watching our video on car
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insurance rates for single parents. If
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you're a single parent in California, we
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hope this information helps you
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understand why you might be paying more
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and encourages you to shop around for
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better rates. Remember, you deserve fair
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pricing that reflects your responsible
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driving habits, not just your marital
