Nevada's New Homeowners Insurance Law What AB 376 Means for Wildfire Coverage and Your Financial Sec

Oct 16, 2025
Insurance News Logo

Insurance News

Attention Nevada homeowners! A major change is coming to your insurance policy that you can't afford to ignore. Starting January 1, 2026, a new law, Assembly Bill 376, allows insurance companies to remove wildfire coverage from standard homeowners policies. In this video, we break down exactly what AB 376 means for you. Learn about the new rules that could force you to buy a separate, and potentially expensive, standalone wildfire policy. We'll explain how insurers can make this change at renewal—often without needing your signature. Find out if you live in a [high-risk zone](https://www.liveinsurancenews.com/californias-insurance-dilemma/8566128/), such as the Reno-Tahoe corridor, and what steps you can take right now to protect your home and financial security. Don't wait until it's too late to understand your coverage. Key Topics Covered: What is Assembly Bill 376? The new "wildfire exclusion" explained. How to check if your policy is changing. Protecting your home in high-risk areas. Actionable steps to ensure you're covered. Have you checked your renewal packet yet? What are your thoughts on this new law? Share your questions and experiences in the comments below! 🔔 Subscribe for more essential insurance updates and financial tips! Are you ready for anything🤔 Download our FREE Family Emergency Organizer PDF and keep your loved ones safe and prepared when it matters most! 🧠👉Don't forget to connect with us across our various social media platforms: 😊Facebook: https://www.facebook.com/liveinsurancenews/

#Insurance