NOVEL 07 YT

Beverly is 64, eight months a widow, and she only walked into her bank to change her mailing address before moving in with her son. Then the teller lifted his hands off the keyboard and turned the screen toward her. Her address had already been changed to her son's house. Nine months ago. Before anyone had ever asked her to move. There was an authorized user on her account she never added, a signature that looked like hers but wasn't, and fourteen thousand dollars quietly leaving her savings. Her daughter-in-law had been so patient, so helpful. And her late husband had left a small green memo pad with one warning: read everything twice before you sign it.