0:00
If you could change any of your saving or spending habits from about five, ten years ago
0:04
what would you do differently? Oh, that's easy. I'd probably start on the pension earlier because I started later
0:09
But then at that age, you've got rents and mortgages to pay, still do. But so I'd have to be debate between homelessness and being pensionable
0:15
Save, save, save. And don't dip into savings for shopping. She loves Sarah
0:22
If I look at my wardrobe now, those tops weren't worth it. Yeah, just save while your outgoings aren't too much
0:29
and just keep putting it away, and then it will help you out of the future. I think in one of those accounts that you can't access
0:34
because mine was always one, I would then think at the end of the month, oh, I would justify myself to buy whatever
0:41
but if I can't access it, you're not going to spend it. I might do that now
0:45
If people are smarter with money now, then maybe we were. Or maybe that's because hopefully we're smarter with money now
0:52
But I feel like this new generation, they're just more, they are more clued up on investing and not just spending it
