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so you want to get started investing but
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what does that actually involve well you
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can either buy a ready-made portfolio
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where you decide your risk tolerance and
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your money goes into a range of
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Investments without you having to decide
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anything or you can pick your own
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Investments this gives you more
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flexibility but involves careful
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research and decision- making the
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difference is a bit like getting a ready
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meal from a supermarket or choosing
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ingredients and cooking for yourself so
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for those of you who want to cook for
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yourselves what ingredients are on offer
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most investors hold stocks bonds or a
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mix of the two bonds are generally
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considered to be lower risk they
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essentially involve you loaning money to
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a company or government stocks on the
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other hand are stakes in individual
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companies and considered to be high risk
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you can either invest in stocks and
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bonds directly or have a fund do it for
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you investing in a fund that holds a
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range of stocks and or bonds should
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reduce your risk as you're less exposed
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if one investment goes badly if you
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invest via stocks and shares Isa any
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gains you make will be taxfree this is
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not Financial advice if you want
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Financial advice you should speak to a
