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hey everybody and welcome to the Deep
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dive we're diving into March 2025 Social
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Security payments today all right so
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whether you get those benefits or you're
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just starting to think about um what
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they might look like for you down the
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road right we've got some interesting
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insights from March 2025 Social Security
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payment schedule and amounts that you'll
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want to stick around for you know before
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we get into like the nuts and bolts of
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the March schedule maybe it's good to
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kind of zoom out and remember what
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Social Security is you know at its core
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yeah it's a safety net it's a program to
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give people income when they retire or
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if they've lost a family member who is
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supporting them you know or if they're
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disabled and can't work such a good
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point yeah it's easy to get caught up in
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like okay when's my check coming and how
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much is it going to be yeah exactly like
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the bigger picture is so important
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absolutely so okay let's Zoom back in to
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March 2025 and like right away there's
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this weird payment date on March 3rd who
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are those lucky people getting paid
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early well that early payment is kind of
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a funny thing from way back when it
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applies to people who started getting
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benefits before April 30 1997 wow okay
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or people who are getting both rsdi and
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SSI rsdi and SSI yeah retirement
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survivors and disability insurance
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that's rsdi and then supplemental
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security income is SSI got it okay back
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then before computers and all that it
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was just easier to pay people in groups
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based on when they signed up huh that is
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a fascinating little Peak into how
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things have changed so like if you
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started getting benefits back in the day
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or you're getting both rsda and SSI
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consider that like a little bonus exact
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but what about the rest of us when do we
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get paid well for folks who started
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getting benefits after April 30 1997 the
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payment date depends on when you were
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born ah the birthday payment dance
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exactly okay so tell me about that how
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does that work pretty simple actually
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there are three groups so if you were
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born between the 1st and the 10th of the
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month you'll get paid on the second
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Wednesday of March and that's March 12th
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this time okay now if you born between
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the 11th and the 20th then your payment
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comes on the 3rd Wednesday so March 19th
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and lastly if you were born between the
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21st and the 31st you get paid on the
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4th Wednesday March 26th gotcha okay so
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everybody mark your calendars but I know
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what everyone's really thinking yeah how
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much money are we going to get let's
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talk dollars and cents now keep in mind
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these are just estimates but they give
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us a good idea the average retirement
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benefit for March 2025 is projected to
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$1,978 okay so that's like enough for a
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couple groceries for the month or maybe
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even a nice little weekend trip
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somewhere yeah something like that what
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about the average payments for survivor
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benefits is that about the same for
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survivor benefits the average is looking
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$546 okay and for folks getting
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disability insurance it's about $580
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that's interesting it really makes you
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think about how those amounts are
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different you know because each program
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is helping people going through
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different things that's exactly right
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different programs for different needs
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and speaking of needing support our
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source mentions a couple other things
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that could be helpful for folks who are
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having a hard time making ends meet okay
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now this is super important so let's
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make sure everyone's in the loop what
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are those things and how could they help
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our listeners sure the well the source
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highlights two main programs SSI and SNP
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okay SSI and SNP break those down for me
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who's eligible and like what kind of
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help do they give so SSI that's
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supplemental security income that's for
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people who have very little income and
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resources it's for folks who might be
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struggling even with their social
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security benefit you know just to cover
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basic living expenses okay so it's like
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an extra layer of help for the people
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who need it most exactly got it and then
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what about SF what's that all about snit
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that's the supplemental nutrition
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assistance program you might know it as
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food stamps right yeah it helps
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lowincome folks and families buy food
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you know food yeah it gives them
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benefits to use at the grocery store
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which really helps when money's tight
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and you to put food on the table yeah
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for sure especially with grocery prices
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going up all the time like it's a
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Lifeline for a lot of families it is
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okay so it's important to remember that
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helps out there if you need it
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absolutely so we talked about when those
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payments go out and how much people can
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expect to get right we even touched on
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some resources for people who need extra
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help uhhuh but there's one more thing
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I'm wondering about what happens if a
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payment date falls on a Federal holiday
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ah good question usually payment
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payments go out on the 2nd third or
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fourth Wednesday of the month right
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right but if a payment date lands on a
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Federal holiday then they send the
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payment out on the business day before
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makes sense no need to make people wait
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longer just because of a holiday right
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exactly so let's see looking at the
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calendar for March 2025 St Patrick's Day
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is on a Monday so that won't mess
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anything up right but what if say a
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payment date was smack dab on Christmas
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day well in that case you'd get your
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payment on Christmas Eve smart thinking
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M I bet people are happy to get paid a
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little early in those cases yeah for
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sure okay so wow we've covered a lot of
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ground here yeah we talked about the
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March 2025 payment schedule and those
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average benefit amounts and we even dug
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into SSI and SN those extra Support
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options yeah plus we figured out what
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happens with those tricky holidays
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that's a lot of info it is and you know
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what I find interesting is how all of
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this connects together you know this
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deep dive shows how these programs and
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that whole social safety net all work
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together you know to help millions of
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Americans financially so true and it
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just goes to show how important it is to
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stay up to date on these things
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absolutely because they could affect you
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or someone you know exactly knowing when
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those payments are coming and
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understanding all the different factors
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well that can help you plan ahead and
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manage your money better makes total
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sense so after all of this what's your
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biggest takeaway what's the one thing
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you hope people listening will remember
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from this deep dive you know for me the
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big takeaway is that knowing this stuff
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really makes a difference when it comes
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to Social Security like if you
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understand the payment schedule and
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those average benefit amounts and you
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know about things like SSI and SNP then
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you can make smarter choices about your
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money that's so important it's not just
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knowing the dates and the numbers it's
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about feeling confident and ready to
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handle your finances exactly so as we
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wrap up this deep dive what's your
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advice for our listeners what can they
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do with all this new info I'd say take a
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minute and think about your own
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situation okay are you getting close to
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retirement have you thought about how
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Social Security fits into your overall
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financial plan do you even know when you
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can start getting benefits those are
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good questions to think about and you
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know even if you're not there yet it's
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never too early to learn about social
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security oh for sure and how it could
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affect you down the road definitely and
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don't be afraid to reach out to the
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Social Security Administration if you
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have questions or need something
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explained right we got tons of resources
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to help you through it great advice it's
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always best to go straight to the source
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for the most accurate info absolutely
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well that about wraps up our Deep dive
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into the March 2025 Social Security
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payments we covered a lot from those
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weird payment dates to those average
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benefit amounts yeah we did and we even
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explored some really helpful support
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programs we sure did I hope you feel
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informed and ready to tackle your own
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Social Security Journey you know and
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remember there's always more to learn
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that's true we just scratched the
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surface here but hopefully this deep
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dive made you curious to dig a little
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deeper and stay on top of this stuff I
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hope so thanks for joining us on the
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Deep dive it was fun we'll see you next
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time for another exciting exploration of