Retirement Planning: Mastering Sequence Risk in Your Investment Portfolio
May 1, 2025
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Are you close to retirement or already retired? You Could Have $1 Million and Still Go Broke.
There’s a hidden danger that could wipe out your savings faster than you think — and it has nothing to do with inflation or a market crash.
It’s called Sequence of Return Risk, and if you don’t plan for it, it could completely derail your retirement.
In today’s video, I break down exactly what sequence of return risk is, why it’s so dangerous, and how you can protect yourself with smart withdrawal strategies.
I’ll also answer critical questions like:
- Does the 4% Rule still work in 2025?
- What is a safe withdrawal rate today?
- How global market risks are changing retirement planning
- The biggest psychological trap retirees fall into
- The best strategies to survive market downturns without running out of money
Whether you’re using a traditional 60/40 portfolio, a cash reserve strategy, or variable spending, understanding these risks is critical for a secure and comfortable retirement.
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