debt free millennials: december budget review! how we spent $7600 on childcare & mortgage + nyc vacation

Happy 2026 Everyone! We're kicking off the new year with a look at how December went and though we had some great family time together... the budget took a hit. Join us as we break down how we handle just two items in our budget costing $7600 per month. Plus, how we used our points for a wonderful trip to NYC! Chapters 0:00 - 0:32 - Pre-gaming our budget review 0:33 - Kyle's mortgage rants 3:37 - We haven't even bought food yet 6:39 - Food and other expenses 8:04 - We love our kids 9:30 - 'Twas the Season 10:01 - Tweaking the numbers a bit 12:28 - Future/More Home Upgrades 13:28 - NYC Vacation Highlights :) 15:44 - Kicking off 2026!!! -------- READY TO BUDGET? Click here to purchase the DFM Super Budget Template to get started! -------- Check out NEW merch in my shop! -------- Want your budget reviewed anonymously on my channel? Fill out the Google Form here - ------- I wrote a kids book and it's available on Amazon! Get your copy of Investing for Kids: 65 Activities about Saving, Growing, and Investing Your Money: -------- Sign up for the Debt Free Millennials FREE budget toolkit: -------- CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK -------- My favorite money-saving app: FETCH REWARDS USE CODE WR367 TO RECEIVE FREE POINTS! -------- If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - -------- My favorite FREE car insurance quote comparison tool: EXPERIAN FOR AUTO INSURANCE -------- Connect on Socials! TikTok: Facebook Group: Instagram: Site: Partner With Me - [email protected] Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here! Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!