Trump Floats 50-Year Mortgage To Tackle Soaring Housing Costs

Nov 10, 2025
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The Trump administration is considering a 50-year mortgage to help ease housing affordability pressures. Supporters argue it could make homeownership more accessible, while critics warn it could lock buyers into lifelong debt without fixing housing supply issues. The proposal is being framed as a potential major shift similar to when 30-year mortgages became standard.